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Churchbury Photographic Services Limited

01239376

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

12 WAREHAMS LANE, HERTFORD, SG14 1LA
Incorporated 05/01/1976

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

74201
Portrait photographic activities

Officers

Mr Matthew Mcdowall

director · Since 28/03/2012

DIRECTOR / PHOTOGRAPHER

ENGLISH · ENGLAND · Age 38

Mrs Gemma Louise Rafferty

director · Since 21/01/2020

DIRECTOR / PHOTOGRAPHER

BRITISH · ENGLAND · Age 41

Persons with Significant Control

Mr Matthew Mcdowall

25–50% shares
25–50% votes

English · England · Age 38

12, Warehams Lane, Hertford, SG14 1LA

Notified 11/05/2016

Mrs Gemma Louise Rafferty

25–50% shares
25–50% votes

British · England · Age 41

12 Warehams Lane, Hertford, SG14 1LA

Notified 31/01/2020

Former PSCs

Mrs Janine Adnett

Ceased 31/01/2020

Charges0 outstanding

charge
satisfied

MIDLAND BANK PLC

Created 23/08/1996Registered 04/09/1996Satisfied 22/03/2012
charge
satisfied

MIDLAND BANK PLC

Created 11/06/1990Registered 15/06/1990Satisfied 27/03/2008

CompanyRankvs 129+ SIC 74201 peers
78

Financial strength83th percentile among SIC peers · 21/25
Employees98th percentile among SIC peers · 15/15
LiquidityCurrent ratio 1.14× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/01/2025

Net Worth

£23k

Balance sheet strength

Cash

£56k

Cash in the bank

Net Current Assets

£8k

Working capital

Current Assets

£67k

Current Liabilities

£59k

Fixed Assets

£24k

Debtors

£6k

7avg. employees+2

Balance Sheet

Assets less current liabilities£33k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.14-£3k
20241.42-£9k
20231.59+£7k
20221.28
20210.75
20200.28-£2k
20190.35

Derived from filed accounts. Not audited figures.