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Shermin Finance Limited

01276121

active
Private Limited Company
england wales
Companies House
Health Score
85 / 100

Healthy

25/30
Filing
20/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)

Details

HOMESERVE, WALSALL, WS2 7BN
Incorporated 07/09/1976

Compliance

Last accounts

31/12/2024

audit exemption subsidiary

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 08/08/2025

Due 22/08/2026

On track

Industry

64999
Other financial service activities

Officers

Mr Michael Christopher Jackson

director · Since 14/06/2021

CEO, CONSUMER FINANCE

BRITISH · UNITED KINGDOM · Age 56

Also on 2 other boards

Gareth Weaver

director · Since 15/12/2023

DIRECTOR

BRITISH · ENGLAND · Age 45

Persons with Significant Control

Homeserve Assistance Limited

75–100% shares
75–100% votes
Appoint directors

Homeserve, Cable Drive, Walsall, WS2 7BN

Reg: 03763084 · England & Wales · Private Company Limited By Shares

Notified 19/10/2023

Former PSCs

Oporotheca Limited

Ceased 02/10/2017

Housesteads Ltd

Ceased 01/11/2019

Riversmeade Limited

Ceased 14/11/2019

Vbf Holdings Limited

Ceased 19/10/2023

Charges0 outstanding

charge
satisfied

LLOYDS BANK PLC

Created 27/02/1992Registered 16/03/1992Satisfied 29/04/2000
charge
satisfied

LLOYDS BANK PLC

Created 14/03/1986Registered 20/03/1986Satisfied 29/04/2000
charge
satisfied

BARCLAYS BANK PLC

Created 11/01/1983Registered 17/01/1983

CompanyRankvs 2041+ SIC 64999 peers
78

Financial strength57th percentile among SIC peers · 14/25
Employees94th percentile among SIC peers · 14/15
LiquidityCurrent ratio 2.78× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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2041Shermin Finance Limited
78
How is this score calculated?
Financial strength14/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2020

Net Worth

£10k

Balance sheet strength

Cash

£240k

Cash in the bank

Net Current Assets

£311k

Working capital

Current Assets

£485k

Current Liabilities

£175k

Fixed Assets

£145k

Debtors

£246k

8avg. employees

Balance Sheet

Intangible assets£0
Assets less current liabilities£456k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20202.78-£495k
20192.60+£108k
20181.36—

Derived from filed accounts. Not audited figures.