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Penny Holdings Ltd

01281791

active
Private Limited Company
england wales
Companies House
Health Score
74 / 100

Some Concerns

30/30
Filing
10/30
Financial
34/40
Risk
  • Current liabilities exceed current assets (-10)
  • 3 outstanding charges (-6)

Details

MARKS FARM, BATTLESBRIDGE, SS11 7QR
Incorporated 14/10/1976

Compliance

Last accounts

31/12/2024

total exemption full

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 16/11/2025

Due 30/11/2026

On track

Industry

68209
Other letting and operating of own or leased real estate

Officers

Mr Robert Michael Penny

director · Since 16/11/1991

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 73

Also on 13 other boards

Mrs Carol Ann Penny

secretary · Since 26/08/1998

BRITISH · UNITED KINGDOM · Age 68

Also on 25 other boards

Mrs Carol Ann Penny

director · Since 24/09/2025

ADMINISTRATOR

BRITISH · UNITED KINGDOM · Age 68

Also on 25 other boards

Persons with Significant Control

Mr Robert Michael Penny

75–100% shares
75–100% votes
Appoint directors

British · United Kingdom · Age 73

Marks Farm, Rectory Lane, Battlesbridge, SS11 7QR

Notified 06/04/2016

Charges3 outstanding

Charge
outstanding

DSK DEVELOPMENTS LTD

Created 28/07/2015Registered 30/07/2015
charge
satisfied

HSBC BANK PLC

Created 09/05/2001Registered 18/05/2001Satisfied 15/08/2018
charge
outstanding

DAVID JOHN BISHOP AND SUSAN ANNE BISHOP

Created 16/05/2000Registered 19/05/2000
charge
outstanding

DAVID JOHN BISHOP AND SUSAN ANNE BISHOP

Created 24/03/2000Registered 29/03/2000
charge
satisfied

DAVID JOHN BISHOP · SUSAN ANNE BISHOP

Created 10/05/1999Registered 11/05/1999Satisfied 15/08/2018
charge
satisfied

MIDLAND BANK PLC

Created 18/04/1996Registered 01/05/1996Satisfied 15/08/2018
charge
satisfied

MARTIN GEORGE WARNER, KAREN ANN WARNER, GEORGE HENRY WARNER AND JOSEPHINE ELLEN MARY WARNER

Created 05/03/1996Registered 20/03/1996Satisfied 15/08/2018
charge
satisfied

THE NORWICH UNION LIFE INSURANCE SOCIETY

Created 23/02/1995Registered 28/02/1995Satisfied 15/08/2018
charge
satisfied

SUSAN ANNE BISHOP · DAVID JOHN BISHOP

Created 31/01/1995Registered 03/02/1995Satisfied 15/08/2018
charge
satisfied

THE NORWICH UNION LIFE INSURANCE SOCIETY

Created 06/09/1990Registered 17/09/1990Satisfied 15/08/2018
charge
satisfied

BARCLAYS BANK PLC

Created 17/11/1989Registered 27/11/1989Satisfied 14/11/2000
charge
satisfied

BARCLAYS BANK PLC

Created 02/10/1987Registered 08/10/1987Satisfied 14/11/2000
charge
satisfied

BARCLAYS BANK PLC

Created 22/07/1987Registered 31/07/1987Satisfied 15/08/2018
charge
satisfied

LLOYDS BANK PLC

Created 27/10/1986Registered 28/10/1986
charge
satisfied

LLOYDS BANK PLC

Created 26/09/1986Registered 01/10/1986Satisfied 15/08/2018
charge
satisfied

LLOYDS BANK PLC

Created 07/03/1986Registered 11/03/1986
charge
satisfied

LLOYDS BANK PLC

Created 07/03/1986Registered 11/03/1986Satisfied 15/08/2018
charge
satisfied

LLOYDS BANK PLC

Created 04/12/1984Registered 06/12/1984Satisfied 29/12/1989
charge
satisfied

LLOYDS BANK PLC

Created 23/05/1983Registered 28/05/1983Satisfied 15/08/2018
charge
satisfied

LLOYDS BANK PLC

Created 21/01/1983Registered 25/01/1983Satisfied 15/08/2018
charge
satisfied

LLOYDS BANK PLC

Created 23/12/1982Registered 31/12/1982Satisfied 15/08/2018
charge
satisfied

LLOYDS BANK PLC

Created 26/04/1982Registered 04/05/1982Satisfied 15/08/2018
charge
satisfied

LLOYDS BANK PLC

Created 06/03/1981Registered 07/03/1981Satisfied 15/08/2018
charge
satisfied

LLOYDS BANK PLC

Created 15/02/1980Registered 22/02/1980Satisfied 15/08/2018
charge
satisfied

LLOYDS BANK PLC

Created 16/02/1980Registered 20/02/1980Satisfied 15/08/2018

CompanyRankvs 2518+ SIC 68209 peers
77

Financial strength98th percentile among SIC peers · 25/25
Employees77th percentile among SIC peers · 12/15
LiquidityCurrent ratio 9.54× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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2518Penny Holdings Ltd
87
How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£4.7M

Balance sheet strength

Cash

£128k

Cash in the bank

Net Current Assets

£1.1M

Working capital

Current Assets

£1.2M

Current Liabilities

£131k

Fixed Assets

£4.2M

Debtors

£1.1M

Profit After Tax

£178k

2avg. employees

Tax at Year End

Corp tax£47k
Dividends paid-£16k

Balance Sheet

Bank loans & overdrafts£10k
Assets less current liabilities£5.3M
Prepared with Caseware UK (AP4) 2024.0.164

EstimatesDerived

YearCurrent RatioImplied Profit
20249.54+£142k
20234.00+£162k
20221.52+£73k
20214.33+£37k
20203.18+£158k
20191.05—

Derived from filed accounts. Not audited figures.