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The Saint Annes-On-The-Sea Land And Building Company Limited

01306100

active
ltd
england wales
Companies House
Health Score
69 / 100

Some Concerns

25/30
Filing
10/30
Financial
34/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • 3 outstanding charges (-6)

Details

Bank House, 9 Dicconson Terrace, Lytham St Annes, FY8 5JY
Incorporated 31/03/1977

Previously known as

Clifton Land And Building Company Limited · until 20/08/1990
Crescentgrade Limited · until 31/12/1977

Compliance

Last accounts

31/10/2024

unaudited abridged

Next accounts due

31/07/2026

On track

Confirmation statement

Last: 29/08/2025

Due 12/09/2026

On track

Industry

68209
Other letting and operating of own or leased real estate

Officers

Mrs Karen Louise Christou

director · Since 05/11/1994

ADMINISTRATION MANAGER

BRITISH · ENGLAND · Age 55

Also on 6 other boards

Mr Chris Christou

secretary · Since 01/11/2008

CHIEF EXECUTIVE

BRITISH · Age 58

Also on 8 other boards

Karen Louise Christou

director · Since 05/11/1994

British · England · Age 55

Chris Christou

secretary · Since 01/11/2008

British

Former

Reginald Douglas Webb

director · Resigned 10/01/1997

John Michael Webb

director · Resigned 24/10/1997

John Hilton Crowther

director · Resigned 19/03/1998

David Anthony Webb

secretary · Resigned 01/05/1998

Sally Anne Banwell

director · Resigned 01/01/2000

Carolyn Carruthers Webb

secretary · Resigned 01/10/2002

Vanessa Claire Webb

director · Resigned 31/10/2008

Sally Anne Banwell

director · Resigned 31/10/2008

David Anthony Webb

director · Resigned 06/02/2015

Sandra Anne Schofield

secretary · Resigned 31/03/2020

Carolyn Carruthers Webb

director · Resigned 01/10/2023

Persons with Significant Control

Salbco Holding Co

75–100% shares
75–100% votes
Appoint directors

Bank House, 9 Dicconson Terrace, Lytham St. Annes, FY8 5JY

Reg: 6703948 · England Registry · Limited Company

Notified 06/04/2016

Charges3 outstanding

charge
outstanding

LLOYDS TSB BANK PLC

Created 04/08/2011Registered 06/08/2011
charge
outstanding

LLOYDS TSB BANK PLC

Created 04/08/2011Registered 06/08/2011
charge
outstanding

LLOYDS BANK PLC

Created 25/09/1997Registered 27/09/1997
charge
satisfied

LLOYDS BANK LIMITED

Created 10/12/1977Registered 21/12/1977Satisfied 07/01/2011

Change History

officer appointedCHRISTOU, Chris
2026-06-14
officer appointedCHRISTOU, Karen Louise
2026-06-14
statusactive
2026-06-14

Active

typeltd
2026-06-14

Private Limited Company

address line1Bank House
2026-06-14

BANK HOUSE

post townLytham St Annes
2026-06-14

LYTHAM ST ANNES

CompanyRankvs 27299+ SIC 68209 peers
61

Financial strength96th percentile among SIC peers · 24/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 0.06× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2024

Net Worth

£2.0M

Balance sheet strength

Cash

£10k

Cash in the bank

Net Current Assets

-£499k

Working capital

Current Assets

£33k

Current Liabilities

£531k

Fixed Assets

£2.8M

Debtors

£23k

Profit After Tax

£114k

7avg. employees

Tax at Year End

Dividends paid£47k

Balance Sheet

Assets less current liabilities£2.3M
Prepared with Sage Accounts Production 23.0 - FRS102_2023

EstimatesDerived

YearCurrent RatioImplied Profit
20240.06+£102k
20230.20+£76k
20220.10+£135k
20210.08+£106k
20200.06

Derived from filed accounts. Not audited figures.