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Gardner & Scardifield Limited

01362580

active
Private Limited Company
england wales
Companies House
Health Score
84 / 100

Healthy

30/30
Filing
20/30
Financial
34/40
Risk
  • Going concern doubt noted in accounts (-10)
  • 3 outstanding charges (-6)

Details

2-12 PENHILL ROAD, WEST SUSSEX, BN15 8HJ
Incorporated 12/04/1978

Compliance

Last accounts

31/12/2025

full

Next accounts due

30/09/2027

On track

Confirmation statement

Last: 28/10/2025

Due 11/11/2026

On track

Industry

46130
Agents involved in the sale of timber and building materials

Officers

Mr Nicholas David Neale

secretary · Since 31/10/1991

BRITISH · ENGLAND

Also on 17 other boards

Mr Nicholas David Neale

director · Since 31/10/1991

COMPANY ACCOUNTANT

BRITISH · ENGLAND

Also on 17 other boards

Mrs Sheena Margaret Mccann

director · Since 06/05/2020

DIRECTOR

BRITISH · ENGLAND

Mrs Linda Susan Neale

director · Since 06/05/2020

ACCOUNTANT

BRITISH · UNITED KINGDOM

Also on 1 other board

Mr David William John Neale

director · Since 01/08/2025

DIRECTOR

BRITISH · UNITED KINGDOM

Persons with Significant Control

Mr Nicholas David Neale

Significant control

British · England

Notified 06/04/2016

Former PSCs

Mr Rory Aidan Mccann

Ceased 27/03/2020

Mrs Sheena Margaret Mccann

Ceased 01/04/2026

Charges3 outstanding

Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 28/02/2023Registered 28/02/2023
Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 28/02/2023Registered 28/02/2023
Charge
satisfied

BARCLAYS BANK PLC

Created 27/05/2021Registered 01/06/2021Satisfied 25/07/2023
Charge
satisfied

BARCLAYS BANK PLC

Created 01/09/2020Registered 02/09/2020Satisfied 25/07/2023
Charge
satisfied

BARCLAYS BANK PLC

Created 19/08/2016Registered 23/08/2016Satisfied 25/07/2023
charge
satisfied

SKIPTON BUILDING SOCIETY

Created 30/06/2006Registered 12/07/2006Satisfied 21/09/2022
charge
satisfied

BARCLAYS BANK PLC

Created 22/03/2004Registered 23/03/2004Satisfied 25/07/2023
charge
outstanding

BARCLAYS BANK PLC

Created 20/02/2004Registered 28/02/2004
charge
satisfied

BARCLAYS BANK PLC

Created 25/07/2003Registered 07/08/2003Satisfied 25/07/2023
charge
satisfied

G. SMITH

Created 01/04/1980Registered 03/04/1980

CompanyRankvs 11+ SIC 46130 peers
70

Financial strength98th percentile among SIC peers · 25/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 2.03× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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90
11Gardner & Scardifield Limited
90
How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to going concern are d

Key FinancialsYear ending 31/12/2025

Net Worth

£6.1M

Balance sheet strength

Cash

£895k

Cash in the bank

Profit Before Tax

£218k

Bottom line earnings

Net Current Assets

£2.6M

Working capital

Current Assets

£5.1M

Current Liabilities

£2.5M

Fixed Assets

£5.6M

Debtors

£1.9M

Admin Expenses

£7.2M

Profit After Tax

£140k

145avg. employees-8

Tax at Year End

Corp tax£15k
Dividends paid£90k

People Costs

Wages & salaries£4.3M

Balance Sheet

Bank loans & overdrafts£1.6M
Assets less current liabilities£8.2M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20252.03+£60k
20241.98-£113k
20231.91—

Derived from filed accounts. Not audited figures.