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Gardner & Scardifield Limited

01362580

active
Private Limited Company
Companies House
Health Score
84 / 100

Healthy

30/30
Filing
20/30
Financial
34/40
Risk
  • Going concern doubt noted in accounts (-10)
  • 3 outstanding charges (-6)

Details

2-12 PENHILL ROAD, WEST SUSSEX, BN15 8HJ
Incorporated 12/04/1978

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

46130
Agents involved in the sale of timber and building materials

Officers

Mr Nicholas David Neale

secretary · Since 31/10/1991

BRITISH · ENGLAND · Age 66

Also on 17 other boards

Mr Nicholas David Neale

director · Since 31/10/1991

COMPANY ACCOUNTANT

BRITISH · ENGLAND · Age 66

Also on 17 other boards

Mrs Sheena Margaret Mccann

director · Since 06/05/2020

DIRECTOR

BRITISH · ENGLAND · Age 70

Mrs Linda Susan Neale

director · Since 06/05/2020

ACCOUNTANT

BRITISH · UNITED KINGDOM · Age 66

Also on 1 other board

Mr David William John Neale

director · Since 01/08/2025

DIRECTOR

BRITISH · UNITED KINGDOM · Age 30

Persons with Significant Control

Mr Nicholas David Neale

Significant control

British · England · Age 66

Barrule, Maudlyn Park Way, Steyning, BN44 3PT

Notified 06/04/2016

Former PSCs

Mr Rory Aidan Mccann

Ceased 27/03/2020

Mrs Sheena Margaret Mccann

Ceased 01/04/2026

Charges3 outstanding

Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 28/02/2023Registered 28/02/2023
Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 28/02/2023Registered 28/02/2023
Charge
satisfied

BARCLAYS BANK PLC

Created 27/05/2021Registered 01/06/2021Satisfied 25/07/2023
Charge
satisfied

BARCLAYS BANK PLC

Created 01/09/2020Registered 02/09/2020Satisfied 25/07/2023
Charge
satisfied

BARCLAYS BANK PLC

Created 19/08/2016Registered 23/08/2016Satisfied 25/07/2023
charge
satisfied

LEONARD EDWARD BENTALL

Created 12/07/2006Registered 28/07/2006Satisfied 19/09/2018
charge
satisfied

SKIPTON BUILDING SOCIETY

Created 30/06/2006Registered 12/07/2006Satisfied 21/09/2022
charge
satisfied

BARCLAYS BANK PLC

Created 22/03/2004Registered 23/03/2004Satisfied 25/07/2023
charge
outstanding

BARCLAYS BANK PLC

Created 20/02/2004Registered 28/02/2004
charge
satisfied

BARCLAYS BANK PLC

Created 25/07/2003Registered 07/08/2003Satisfied 25/07/2023
charge
satisfied

SKIPTON BUILDING SOCIETY

Created 22/05/2001Registered 25/05/2001Satisfied 19/09/2018
charge
satisfied

SKIPTON BUILDING SOCIETY

Created 30/10/2000Registered 07/11/2000Satisfied 19/09/2018
charge
satisfied

SKIPTON BUILDING SOCIETY

Created 30/10/2000Registered 07/11/2000Satisfied 19/09/2018
charge
satisfied

SKIPTON BUILDING SOCIETY

Created 12/10/1999Registered 16/10/1999Satisfied 30/11/2020
charge
satisfied

SKIPTON BUILDING SOCIETY

Created 01/10/1999Registered 07/10/1999Satisfied 19/09/2018
charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 06/12/1988Registered 15/12/1988Satisfied 28/10/1999
charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 02/01/1986Registered 14/01/1986Satisfied 28/10/1999
charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 02/01/1986Registered 14/01/1986Satisfied 28/10/1999
charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 02/01/1986Registered 14/01/1986Satisfied 19/09/2018
charge
satisfied

G. SMITH

Created 01/04/1980Registered 03/04/1980

CompanyRankvs 3190+ SIC 46130 peers
65

Financial strength97th percentile among SIC peers · 24/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 1.98× · 16/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to

Key FinancialsYear ending 31/12/2024

Net Worth

£6.0M

Balance sheet strength

Cash

£753k

Cash in the bank

Profit Before Tax

£4k

Bottom line earnings

Net Current Assets

£2.7M

Working capital

Current Assets

£5.5M

Current Liabilities

£2.8M

Fixed Assets

£5.4M

Debtors

£2.2M

Admin Expenses

£7.2M

Profit After Tax

-£23k

153avg. employees-9

Tax at Year End

Corp tax£62k
Dividends paid£140k

People Costs

Wages & salaries£4.4M

Balance Sheet

Intangible assets£0
Bank loans & overdrafts£1.7M
Assets less current liabilities£8.1M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20241.98-£113k
20231.91+£130k
20221.88+£260k
20211.94+£1.0M
20201.91+£977k
20191.71+£233k
20181.55

Derived from filed accounts. Not audited figures.