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Investy Limited

01454078

active
Private Limited Company
england wales
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

THE OLD POST OFFICE, CHIPPENHAM, SN15 3HR
Incorporated 15/10/1979

Compliance

Last accounts

30/11/2025

total exemption full

Next accounts due

31/08/2027

On track

Confirmation statement

Last: 11/03/2026

Due 25/03/2027

On track

Industry

41100
Development of building projects

Officers

Mr Colin Gordon Pearce

secretary · Since 11/03/1991

BRITISH · Age 87

Also on 4 other boards

Mr Colin Gordon Pearce

director · Since 11/03/1991

JOINER

BRITISH · ENGLAND · Age 87

Also on 4 other boards

Mr Christopher John Pearce

director · Since 20/11/2019

DIRECTOR

ENGLISH · ENGLAND · Age 56

Also on 2 other boards

Mr David William Pearce

director · Since 20/11/2019

DIRECTOR

ENGLISH · ENGLAND · Age 54

Also on 2 other boards

Mrs Jane Eleanor Quan

director · Since 20/11/2019

DIRECTOR

BRITISH · ENGLAND · Age 48

Also on 2 other boards

Mrs Christine Ida Pearce

director · Since 10/03/2026

BRITISH · ENGLAND · Age 86

Also on 1 other board

Persons with Significant Control

Mr Colin Gordon Pearce

25–50% shares
25–50% votes
Appoint directors

British · England · Age 87

The Old Post Office, 41-43 Market Place, Chippenham, SN15 3HR

Notified 06/04/2016

Mrs Christine Ida Pearce

25–50% shares
25–50% votes
Appoint directors

British · England · Age 86

The Old Post Office, 41-43 Market Place, Chippenham, SN15 3HR

Notified 06/04/2016

Charges1 outstanding

charge
satisfied

MIDLAND BANK PLC

Created 09/12/1993Registered 13/12/1993Satisfied 20/09/2003
charge
satisfied

MIDLAND BANK PLC

Created 23/08/1983Registered 24/08/1983Satisfied 11/07/2002
charge
outstanding

MIDLAND BANK PLC

Created 23/08/1983Registered 24/04/1983

CompanyRankvs 8520+ SIC 41100 peers
63

Financial strength36th percentile among SIC peers · 9/25
Employees95th percentile among SIC peers · 14/15
LiquidityCurrent ratio 28.64× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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8520Investy Limited
73
How is this score calculated?
Financial strength9/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/11/2025

Net Worth

£99

Balance sheet strength

Cash

£1.4M

Cash in the bank

Net Current Assets

£1.9M

Working capital

Current Assets

£2.0M

Current Liabilities

£68k

Fixed Assets

£588k

Debtors

£557k

5avg. employees

Balance Sheet

Assets less current liabilities£2.5M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent Ratio
202528.64
202528.64
202425.73
202320.83
202234.33
202118.68
202030.47
201922.41
201823.17

Derived from filed accounts. Not audited figures.