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J.M. Insulations Limited

01532095

active
Private Limited Company
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

UNIT 2 BASSETT BUSINESS UNITS, EPPING, CM16 6AA
Incorporated 03/12/1980

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

43999
Specialised construction activities

Officers

Mrs Irene Violet Miller

director · Since 12/12/1991

SAD

BRITISH · UNITED KINGDOM · Age 83

Mr Andrew Gardner

director · Since 14/08/1996

INSULATOR

BRITISH · ENGLAND · Age 59

Also on 3 other boards

Mr Adam Miller

director · Since 14/08/1996

INSULATOR

BRITISH · ENGLAND · Age 47

Mr Andrew Gardner

secretary · Since 08/07/2002

BRITISH · ENGLAND · Age 59

Also on 3 other boards

Persons with Significant Control

Mr Adam Miller

Significant control

British · England · Age 47

Unit 2, Bassett Business Units, Epping, CM16 6AA

Notified 06/04/2016

Mr Andrew Gardner

Significant control

British · England · Age 59

Unit 2, Bassett Business Units, Epping, CM16 6AA

Notified 06/04/2016

Former PSCs

Mr Mark John Wheeler

Ceased 26/01/2026

Charges1 outstanding

charge
outstanding

BARCLAYS BANK PLC

Created 03/09/2003Registered 10/09/2003

CompanyRankvs 16096+ SIC 43999 peers
54

Financial strength56th percentile among SIC peers · 14/25
Employees91th percentile among SIC peers · 14/15
LiquidityCurrent ratio 0.97× · 6/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength14/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/01/2025

Net Worth

£9k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

-£5k

Working capital

Current Assets

£156k

Current Liabilities

£161k

Fixed Assets

£18k

Debtors

£155k

7avg. employees

Balance Sheet

Assets less current liabilities£12k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.97-£31k
20241.16-£22k
20231.34+£48k
20221.47+£20k
20211.27-£9k
20201.08+£42k
20190.88—

Derived from filed accounts. Not audited figures.