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Garrard Building And Construction Limited

01554039

active
Private Limited Company
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk
  • Going concern doubt noted in accounts (-10)

Details

22 BOULTON ROAD, STEVENAGE, SG1 4QX
Incorporated 31/03/1981

Compliance

Last accounts

31/03/2025

full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 23/10/2025

Due 06/11/2026

On track

Industry

41202
Construction of domestic buildings

Officers

Company Secretary Carly Anna Garrard

secretary · Since 07/11/2008

ACCOUNTS MANAGER

BRITISH · Age 43

Also on 3 other boards

Mr Daniel James Garrard

director · Since 07/11/2008

DIRECTOR

BRITISH · ENGLAND · Age 47

Also on 1 other board

Persons with Significant Control

Mr Daniel James Garrard

50–75% shares

British · England · Age 47

85, Fordwich Rise, Hertford, SG14 2BW

Notified 23/10/2016

Ms Carly Anna Garrard

25–50% shares

British · England · Age 43

77, Letchmore Road, Stevenage, SG1 3PS

Notified 23/10/2016

Former PSCs

Mr John Brett Garrard

Ceased 24/09/2020

Charges0 outstanding

Charge
satisfied

SVENSKA HANDELSBANKEN AB (PUBL)

Created 28/02/2014Registered 19/03/2014Satisfied 04/03/2023
charge
satisfied

BARCLAYS BANK PLC

Created 06/03/1985Registered 15/03/1985Satisfied 15/03/2017
charge
satisfied

BARCLAYS BANK PLC

Created 03/08/1984Registered 10/08/1984Satisfied 05/04/2014

CompanyRankvs 2442+ SIC 41202 peers
70

Financial strength100th percentile among SIC peers · 25/25
Employees33th percentile among SIC peers · 5/15
LiquidityCurrent ratio 3.04× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees5/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the director with respect to g

Key FinancialsYear ending 31/03/2025

Net Worth

£5.4M

Balance sheet strength

Cash

£2.4M

Cash in the bank

Profit Before Tax

£842k

Bottom line earnings

Net Current Assets

£4.3M

Working capital

Current Assets

£6.4M

Current Liabilities

£2.1M

Fixed Assets

£1.2M

Debtors

£4.0M

Admin Expenses

£1.2M

Profit After Tax

£631k

1avg. employees-59

Tax at Year End

Corp tax£261k
Dividends paid£60k

People Costs

Wages & salaries£2.6M

Balance Sheet

Assets less current liabilities£5.4M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20253.04+£597k
20243.54+£299k
20234.00-£234k
20223.90+£629k
20214.43+£326k
20205.38-£1.1M
20195.60+£463k
20184.92

Derived from filed accounts. Not audited figures.