Back to search

G.J. Banks (I.W.) Limited

01557848

active
Private Limited Company
england wales
Companies House
Health Score
82 / 100

Healthy

30/30
Filing
20/30
Financial
32/40
Risk
  • 4 outstanding charges (-8)

Details

113 BARING ROAD, COWES, PO31 8DS
Incorporated 24/04/1981

Compliance

Last accounts

31/05/2025

total exemption full

Next accounts due

28/02/2027

On track

Confirmation statement

Last: 24/08/2025

Due 07/09/2026

On track

Industry

41100
Development of building projects

Officers

Mrs Jillian Claire Sivell

director · Since 17/04/2002

BUILDING SURVEYOR

BRITISH · UNITED KINGDOM · Age 53

Also on 1 other board

Mr Michael John Charles Sivell

director · Since 02/06/2006

BRICKLAYER

BRITISH · UNITED KINGDOM · Age 67

Mrs Jillian Claire Sivell

secretary · Since 04/04/2022

Also on 1 other board

Persons with Significant Control

Mrs Jillian Claire Sivell

50–75% shares
50–75% votes

British · United Kingdom · Age 53

Dunster, 113 Baring Road, Cowes, PO31 8DS

Notified 06/04/2016

Mr Michael John Charles Sivell

25–50% shares
25–50% votes

British · United Kingdom · Age 67

Dunster, 113 Baring Road, Cowes, PO31 8DS

Notified 06/04/2016

Former PSCs

Mr Geoffrey John Banks

Ceased 18/06/2018

Mrs Helen Kay Banks

Ceased 18/06/2018

Charges4 outstanding

charge
outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 23/03/1996Registered 03/04/1996
charge
outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 08/09/1995Registered 13/09/1995
charge
outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 01/05/1991Registered 07/05/1991
charge
outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 09/02/1987Registered 17/02/1987

CompanyRankvs 1624+ SIC 41100 peers
74

Financial strength95th percentile among SIC peers · 24/25
Employees68th percentile among SIC peers · 10/15
LiquidityCurrent ratio 50.03× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
Show leaderboard
1French & Jupps Limited
90
2Amalgamated Properties Limited
90
3F.C. Stark Limited
90
4Hitchin Property Trust Limited(The)
90
5Exepex Estates Limited
90
6London & Western Holdings Plc
90
7Robert Dixon Limited
90
8Rayners (Buildings) Limited
90
9G.W.Proudfoot Limited
90
10Taylor Lindsey Limited
90
1624G.J. Banks (I.W.) Limited
84
How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/05/2025

Net Worth

£1.3M

Balance sheet strength

Cash

£244k

Cash in the bank

Net Current Assets

£941k

Working capital

Current Assets

£960k

Current Liabilities

£19k

Fixed Assets

£424k

Debtors

£19k

2avg. employees

Balance Sheet

Assets less current liabilities£1.4M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
202550.03+£0
202550.03-£83k
202413.87+£100k
20237.64—

Derived from filed accounts. Not audited figures.