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Retirement Security Limited

01612921

active
Private Limited Company
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
0/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)

Details

UNIT 3 WELLESBOURNE DISTRIBUTION PARK LOXLEY ROAD, WARWICK, CV35 9JY
Incorporated 10/02/1982

Compliance

Last accounts

31/03/2025

group

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 09/12/2025

Due 23/12/2026

On track

Industry

41202
Construction of domestic buildings
68320
Management of real estate on a fee or contract basis
70229
Management consultancy activities

Officers

Mr Nicholas Andrew Chriscoli

director · Since 12/10/2012

ESTATES DIRECTOR

BRITISH · UNITED KINGDOM · Age 64

Also on 2 other boards

Mrs Margaret Bessell

director · Since 26/11/2012

RETIRED

BRITISH · ENGLAND · Age 86

Also on 2 other boards

Mrs Michelle Juliet Hackett

director · Since 01/04/2022

CHIEF EXECUTIVE OFFICER

BRITISH · ENGLAND · Age 50

Also on 2 other boards

Mr Michael John Prince

director · Since 26/03/2024

FINANCE DIRECTOR

BRITISH · ENGLAND · Age 60

Also on 2 other boards

Ms Caroline Elizabeth Forward

secretary · Since 09/08/2024

Mr Anthony Michael Manley

director · Since 09/10/2024

RETIRED

BRITISH · UNITED KINGDOM · Age 86

Persons with Significant Control

Mr Robert Bessell

25–50% shares
25–50% votes

British · England · Age 92

Unit 3 Wellesbourne Distribution Park, Loxley Road, Warwick, CV35 9JY

Notified 06/04/2016

Brackley Holdings Limited

25–50% shares
25–50% votes

27, Eldon Road, Nottingham, NG9 6DZ

Reg: 13905769 · Companies House · Limited Company

Notified 30/08/2023

Charges0 outstanding

charge
satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC (THE SECURED PARTY)

Created 21/12/2012Registered 03/01/2013Satisfied 14/06/2023
charge
satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC (THE SECURED PARTY)

Created 29/06/2011Registered 11/07/2011Satisfied 14/06/2023
charge
satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 28/06/2011Registered 05/07/2011Satisfied 14/06/2023
charge
satisfied

MACKINNON (RSL-SPV) LLP

Created 13/05/2011Registered 17/05/2011Satisfied 01/07/2011
charge
satisfied

AIB GROUP (UK) PLC

Created 19/12/2007Registered 04/01/2008Satisfied 01/07/2011
charge
satisfied

AIB GROUP (UK) PLC

Created 19/12/2007Registered 04/01/2008Satisfied 01/07/2011
charge
satisfied

ALFRED MCALPINE PROJECTS LIMITED

Created 08/03/1994Registered 09/03/1994Satisfied 04/12/2007
charge
satisfied

ALFRED MCALPINE PROJECTS LIMITED

Created 14/01/1994Registered 15/01/1994Satisfied 04/12/2007
charge
satisfied

ALFRED MCALPINE PROJECTS LIMITED

Created 12/01/1994Registered 14/01/1994Satisfied 04/12/2007
charge
satisfied

ALFRED MCALPINE PROJECTS LIMITED

Created 12/11/1993Registered 13/11/1993Satisfied 04/12/2007
charge
satisfied

BRITISH LINEN BANK LIMITED

Created 27/10/1993Registered 28/10/1993Satisfied 17/03/2005
charge
satisfied

BRITISH LINEN BANK LIMITED

Created 27/10/1993Registered 28/10/1993Satisfied 17/03/2005
charge
satisfied

ALFRED MCALPINE PROJECTS LIMITED

Created 19/10/1993Registered 20/10/1993Satisfied 04/12/2007
charge
satisfied

ALFRED MCALPINE PROJECTS LIMITED

Created 24/08/1993Registered 08/09/1993Satisfied 04/12/2007
charge
satisfied

ALFRED MCALPINE PROJECTS LIMITED

Created 23/08/1993Registered 25/08/1993Satisfied 04/12/2007
charge
satisfied

ALFRED MCALPINE PROJECTS LIMITED

Created 20/08/1993Registered 25/08/1993Satisfied 04/12/2007
charge
satisfied

BRITISH LINEN BANK LIMITED

Created 02/08/1993Registered 21/08/1993Satisfied 04/12/2007
charge
satisfied

ALFRED MCALPINE PROJECTS LIMITED

Created 26/07/1993Registered 04/08/1993Satisfied 04/12/2007
charge
satisfied

ALFRED MCALPINE PROJECTS LIMITED

Created 19/07/1993Registered 20/07/1993Satisfied 04/12/2007
charge
satisfied

ALFRED MCALPINE PROJECTS LIMITED

Created 19/07/1993Registered 20/07/1993Satisfied 04/12/2007
charge
satisfied

ALFRED MCALPINE PROJECTS LIMITED

Created 19/07/1993Registered 20/07/1993Satisfied 04/12/2007
charge
satisfied

THE BRITISH LINNEN BANK LIMITED

Created 01/06/1993Registered 03/06/1993Satisfied 04/12/2007
charge
satisfied

THE BRITISH LINEN BANK LIMITED

Created 26/05/1993Registered 29/05/1993Satisfied 04/12/2007
charge
satisfied

THE BRITISH LINEN BANK LIMITED

Created 26/05/1993Registered 29/05/1993Satisfied 04/12/2007
charge
satisfied

THE BRITISH LINEN BANK LIMITED

Created 19/05/1993Registered 20/05/1993Satisfied 17/03/2005
charge
satisfied

THE BRITISH LINEN BANK LIMITED

Created 16/03/1993Registered 18/03/1993Satisfied 17/03/2005
charge
satisfied

THE CO-OPERATIVE BANK PLC

Created 26/02/1993Registered 03/03/1993Satisfied 04/12/2007
charge
satisfied

THE CO-OPERATIVE BANK PLC

Created 16/02/1993Registered 17/02/1993Satisfied 04/12/2007
charge
satisfied

THE CO-OPERATIVE BANK PLC

Created 08/02/1993Registered 09/02/1993Satisfied 04/12/2007
charge
satisfied

THE BRITISH LINEN BANK LIMITED

Created 14/01/1993Registered 16/01/1993Satisfied 29/03/1993
charge
satisfied

THE BRITISH LINEN BANK LIMITED

Created 19/10/1992Registered 20/10/1992Satisfied 14/11/1992
charge
satisfied

THE BRITISH LINEN BANK LIMITED

Created 10/09/1992Registered 24/09/1992Satisfied 17/03/2005
charge
satisfied

THE CO-OPERATIVE BANK PLC

Created 16/09/1992Registered 19/09/1992Satisfied 04/12/2007
charge
satisfied

THE CO-OPERATIVE BANK PLC

Created 16/09/1992Registered 19/09/1992Satisfied 04/12/2007
charge
satisfied

THE CO-OPERATIVE BANK PLC

Created 16/09/1992Registered 18/09/1992Satisfied 04/12/2007
charge
satisfied

THE BRITISH LINEN BANK LIMITED

Created 12/08/1992Registered 14/08/1992Satisfied 14/11/1992
charge
satisfied

THE CO-OPERATIVE BANK PLC

Created 22/07/1992Registered 25/07/1992Satisfied 04/12/2007
charge
satisfied

KLEINWORT BENSON LIMITED

Created 30/06/1992Registered 09/07/1992Satisfied 04/12/2007
charge
satisfied

KLEINWORT BENSON LIMITED

Created 30/06/1992Registered 09/07/1992Satisfied 04/12/2007
charge
satisfied

THE BRITISH LINEN BANK LIMITED

Created 16/06/1992Registered 18/06/1992Satisfied 17/03/2005
charge
satisfied

THE BRITISH LINEN BANK LIMITED

Created 29/05/1992Registered 17/06/1992Satisfied 17/03/2005
charge
satisfied

THE BRITISH LINEN BANK LIMITED

Created 03/06/1992Registered 17/06/1992Satisfied 17/03/2005
charge
satisfied

KLEINWORT BENSON LIMITED

Created 16/04/1992Registered 22/04/1992Satisfied 16/11/2007
charge
satisfied

KLEINWORT BENSON LIMITED

Created 10/04/1992Registered 14/04/1992Satisfied 16/11/2007
charge
satisfied

THE CO-OPERATIVE BANK PLC

Created 31/03/1992Registered 14/04/1992Satisfied 16/11/2007
charge
satisfied

BRITISH LINEN BANK LIMITED

Created 13/03/1992Registered 26/03/1992Satisfied 17/03/2005
charge
satisfied

THE CO-OPERATIVE BANK PLC

Created 28/02/1992Registered 05/03/1992Satisfied 16/11/2007
charge
satisfied

ALFRED MC ALPINE PROJECTS LIMITED

Created 12/02/1992Registered 17/02/1992Satisfied 16/11/2007
charge
satisfied

NATIONWIDE BUILDING SOCIETY

Created 12/02/1992Registered 14/02/1992Satisfied 16/11/2007
charge
satisfied

KLEINWORT BENSON LIMITED

Created 24/01/1992Registered 11/02/1992Satisfied 16/11/2007
charge
satisfied

KLEINWORT BENSON LIMITED

Created 07/02/1992Registered 11/02/1992Satisfied 16/11/2007
charge
satisfied

KLEINWORT BENSON LIMITED

Created 31/01/1992Registered 10/02/1992Satisfied 16/11/2007
charge
satisfied

KLEINWORT BENSON LIMITED

Created 17/01/1992Registered 31/01/1992Satisfied 16/11/2007
charge
satisfied

KLEINWORT BENSON LIMITED

Created 07/01/1992Registered 25/01/1992Satisfied 13/05/1992
charge
satisfied

BRITISH LINEN BANK LIMITED

Created 21/01/1992Registered 23/01/1992Satisfied 17/03/2005
charge
satisfied

THE CO-OPERATIVE BANK PLC

Created 20/01/1992Registered 21/01/1992Satisfied 16/11/2007
charge
satisfied

KLEINWORT BENSON LIMITED

Created 13/01/1992Registered 17/01/1992Satisfied 16/11/2007
charge
satisfied

KLEINWORT BENSON LIMITED

Created 09/01/1992Registered 10/01/1992Satisfied 16/11/2007
charge
satisfied

KLEINWORT BENSON LIMITED

Created 09/01/1992Registered 10/01/1992Satisfied 16/11/2007
charge
satisfied

KLEINWORT BENSON LIMITED

Created 17/12/1991Registered 31/12/1991Satisfied 16/11/2007
charge
satisfied

KLEINWORT BENSON LIMITED

Created 17/12/1991Registered 31/12/1991Satisfied 16/11/2007
charge
satisfied

KLEINWORT BENSON LIMITED

Created 17/12/1991Registered 31/12/1991Satisfied 16/11/2007
charge
satisfied

KLEINWORT BENSON LIMITED

Created 17/12/1991Registered 31/12/1991Satisfied 16/11/2007
charge
satisfied

KLEINWORT BENSON LIMITED

Created 17/12/1991Registered 31/12/1991Satisfied 16/11/2007
charge
satisfied

KLEINWORT BENSON LIMITED

Created 17/12/1991Registered 31/12/1991Satisfied 08/07/1992
charge
satisfied

KLEINWORT BENSON LIMITED

Created 17/12/1991Registered 31/12/1991Satisfied 16/11/2007
charge
satisfied

BRITISH LINEN BANK LIMITED

Created 19/11/1991Registered 20/11/1991Satisfied 23/01/1992
charge
satisfied

KLEINWORT BENSON LIMITED

Created 28/03/1991Registered 06/04/1991Satisfied 16/11/2007
charge
satisfied

KLEINWORT BENSON LIMITED

Created 28/03/1991Registered 06/04/1991Satisfied 16/11/2007
charge
satisfied

3I GROUP PLC

Created 31/12/1990Registered 21/01/1991Satisfied 10/12/1999
charge
satisfied

THE CO-OPERATIVE BANK PLC

Created 16/07/1990Registered 17/07/1990Satisfied 16/11/2007
charge
satisfied

ALFRED MCALPINE PROJECTS LIMITED

Created 11/06/1990Registered 13/06/1990Satisfied 16/11/2007
charge
satisfied

THE CO-OPERATIVE BANK PLC

Created 11/06/1990Registered 13/06/1990Satisfied 16/11/2007
charge
satisfied

THE BRITISH LINEN BANK LIMITED

Created 16/02/1990Registered 17/02/1990Satisfied 17/03/2005
charge
satisfied

NATIONWIDE ANGLIA BUILDING SOCIETY

Created 30/01/1990Registered 31/01/1990Satisfied 16/11/2007
charge
satisfied

BARCLAYS BANK PLC

Created 11/01/1990Registered 22/01/1990Satisfied 16/12/1991
charge
satisfied

BARCLAYS BANK PLC

Created 10/01/1990Registered 17/01/1990Satisfied 16/11/2007
charge
satisfied

NATIONWIDE ANGLIA BUILDING SOCIETY

Created 11/12/1989Registered 12/12/1989Satisfied 16/11/2007
charge
satisfied

BARCLAYS BANK PLC

Created 29/09/1988Registered 14/10/1988Satisfied 16/11/2007
charge
satisfied

THE CO-OPERATIVE BANK PLC

Created 23/09/1988Registered 05/10/1988Satisfied 16/12/1991
charge
satisfied

THE CO-OPERATIVE BANK PLC

Created 07/04/1988Registered 15/04/1988Satisfied 16/12/1991
charge
satisfied

KLEINWORT BENSON LIMITED

Created 23/01/1989Registered 30/01/1988Satisfied 16/11/2007
charge
satisfied

BARCLAYS BANK PLC

Created 10/12/1987Registered 23/12/1987Satisfied 19/01/1989
charge
satisfied

KLEINWORT BENSON LIMITED

Created 30/09/1987Registered 06/10/1987Satisfied 16/11/2007
charge
satisfied

HILL SAMUEL & CO LIMITED

Created 25/04/1985Registered 29/04/1985
charge
satisfied

THE BRITISH LINEN BANK LIMITED

Created 04/07/1984Registered 06/06/1984
charge
satisfied

THE BRITISH LINEN BANK LIMITED

Created 19/08/1983Registered 26/08/1983

CompanyRankvs 54+ SIC 41202 peers
80

Financial strength99th percentile among SIC peers · 25/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 5.62× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
Show leaderboard
How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the group and parent company's ability to continue as a going concern for a period of at least 12 months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to going conce

Key FinancialsYear ending 31/03/2025

Turnover

£2.3M

Annual revenue

Net Worth

£1.9M

Balance sheet strength

Cash

£1.3M

Cash in the bank

Net Current Assets

£1.8M

Working capital

Current Assets

£2.2M

Current Liabilities

£395k

Fixed Assets

£51k

Debtors

£378k

Cost of Sales

£706k

Gross Profit

£1.6M

Admin Expenses

£1.9M

Operating Profit

£28k

Profit After Tax

£44k

20avg. employees-1

Tax at Year End(2024)

Dividends paid£101k

People Costs

Wages & salaries£1.0M
NI contributions£125k

Balance Sheet

Assets less current liabilities£1.9M
Signed by M Hackett M Prince 6 November 2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20255.62+£1.7M
20245.17+£0
202310.19+£0
202213.59

Derived from filed accounts. Not audited figures.