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Yikman Credits & Finance Co Ltd

01614595

active
Private Limited Company
Companies House
Health Score
84 / 100

Healthy

30/30
Filing
20/30
Financial
34/40
Risk
  • 3 outstanding charges (-6)

Details

KURPAS HOUSE GREENGATE INDUSTRIAL ESTATE, GREENSIDE WAY, MANCHESTER, M24 1SW
Incorporated 17/02/1982

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

46900
Non-specialised wholesale trade

Officers

Mrs Sau Lan Siu

director · Since 17/02/1992

DIRECTOR

BRITISH · ENGLAND · Age 72

Also on 1 other board

Mrs Sau Lan Siu

secretary · Since 30/04/2020

Also on 1 other board

Mr Yikmen Siu

director · Since 30/04/2020

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 31

Also on 4 other boards

Persons with Significant Control

Mrs Sau Lan Siu

75–100% shares
75–100% votes
Appoint directors

British · England · Age 72

A7 Bridgewater Bank, Great Bridgewater Street, Manchester, M1 5JW

Notified 01/05/2016

Former PSCs

Mr Yikman Siu

Ceased 20/04/2020

Charges3 outstanding

charge
outstanding

THE COUNCIL OF THE CITY OF MANCHESTER

Created 30/01/2001Registered 31/01/2001
charge
outstanding

BARCLAYS BANK PLC

Created 04/09/2000Registered 11/09/2000
charge
outstanding

BARCLAYS BANK PLC

Created 17/04/2000Registered 22/04/2000
charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 18/08/1994Registered 20/08/1994Satisfied 03/07/2000
charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 18/11/1993Registered 25/11/1993Satisfied 03/07/2000
charge
satisfied

BARCLAYS BANK PLC

Created 26/04/1989Registered 08/05/1989Satisfied 03/07/2000
charge
satisfied

BARCLAYS BANK PLC

Created 26/10/1988Registered 02/11/1988Satisfied 03/07/2000
charge
satisfied

KWAI PING CHAN

Created 12/05/1988Registered 23/05/1988Satisfied 09/09/1994
charge
satisfied

HARPMANOR LIMITED.

Created 19/02/1988Registered 08/03/1988Satisfied 12/01/1989
charge
satisfied

THE HONG KONG AND SHANGHAI BANKING CORPORATION

Created 16/01/1986Registered 24/01/1986Satisfied 09/09/1994
charge
satisfied

BARCLAYS BANK PLC

Created 04/03/1985Registered 13/03/1985
charge
satisfied

WILLIAMS & GLYNS BANK PLC.

Created 30/03/1984Registered 10/04/1984Satisfied 09/09/1994
charge
satisfied

COMMERCIAL CREDIT SERVICES LIMITED

Created 25/07/1983Registered 01/08/1983

CompanyRankvs 4482+ SIC 46900 peers
61

Financial strength32th percentile among SIC peers · 8/25
Employees89th percentile among SIC peers · 13/15
LiquidityCurrent ratio 6.34× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength8/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/01/2025

Net Worth

£100

Balance sheet strength

Cash

£219k

Cash in the bank

Net Current Assets

£610k

Working capital

Current Assets

£724k

Current Liabilities

£114k

Fixed Assets

£794k

Debtors

£323k

7avg. employees+1

Balance Sheet

Assets less current liabilities£1.4M
Prepared with CCH Software

EstimatesDerived

YearCurrent Ratio
20256.34
20246.34

Derived from filed accounts. Not audited figures.