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John Pickard (Hardware) Limited

01673804

active
Private Limited Company
Companies House
Health Score
76 / 100

Some Concerns

30/30
Filing
10/30
Financial
36/40
Risk
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

AIREDALE ROAD, WEST YORKSHIRE, BD21 4LW
Incorporated 26/10/1982

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

47520
Retail sale of hardware, paints and glass in specialised stores

Officers

Mrs Corinne Michelle Pickard

director · Since 03/05/1992

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 66

Mr Dale Andrew Spencer

director · Since 16/03/2005

GENERAL MANAGER

BRITISH · ENGLAND · Age 55

Also on 5 other boards

Miss Harriet Annabelle Pickard

secretary · Since 01/02/2023

Persons with Significant Control

Mrs Corinne Michelle Pickard

75–100% shares

British · England · Age 66

Airedale Road, West Yorkshire, BD21 4LW

Notified 13/04/2022

Former PSCs

Mr John Christopher Pickard

Ceased 12/04/2022

Charges2 outstanding

Charge
outstanding

CYNERGY BUSINESS FINANCE LIMITED

Created 24/04/2025Registered 30/04/2025
Charge
outstanding

CYNERGY BUSINESS FINANCE LIMITED

Created 24/04/2025Registered 28/04/2025
Charge
satisfied

HSBC UK BANK PLC

Created 06/02/2024Registered 08/02/2024Satisfied 30/10/2025
Charge
satisfied

HSBC BANK PLC

Created 18/03/2016Registered 18/03/2016Satisfied 30/10/2025
charge
satisfied

HSBC BANK PLC

Created 28/10/2009Registered 30/10/2009Satisfied 30/10/2025
charge
satisfied

HSBC INVOICE FINANCE (UK) LIMITED ("THE SECURITY HOLDER")

Created 05/12/2005Registered 14/12/2005Satisfied 30/10/2025
charge
satisfied

HSBC BANK PLC

Created 06/12/2005Registered 14/12/2005Satisfied 30/10/2025
charge
satisfied

HSBC BANK PLC

Created 01/12/2005Registered 07/12/2005Satisfied 30/10/2025
charge
satisfied

YORKSHIRE BANK PLC

Created 17/10/2000Registered 20/10/2000Satisfied 01/05/2007
charge
satisfied

YORKSHIRE BANK PLC

Created 16/09/1996Registered 20/09/1996Satisfied 01/05/2007
charge
satisfied

YORKSHIRE BANK PLC

Created 06/07/1994Registered 11/07/1994Satisfied 01/05/2007
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 22/08/1991Registered 27/08/1991Satisfied 14/04/1995

CompanyRankvs 673+ SIC 47520 peers
63

Financial strength92th percentile among SIC peers · 23/25
Employees95th percentile among SIC peers · 14/15
LiquidityCurrent ratio 0.96× · 6/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 28/12/2024

Net Worth

£758k

Balance sheet strength

Cash

£4k

Cash in the bank

Net Current Assets

-£44k

Working capital

Current Assets

£1.2M

Current Liabilities

£1.3M

Fixed Assets

£955k

Debtors

£308k

18avg. employees+1

Tax at Year End

Corp tax£7k

Balance Sheet

Assets less current liabilities£911k
Prepared with Sage Accounts Production Advanced 2023 - FRS102_2023

EstimatesDerived

YearCurrent RatioImplied Profit
20240.96-£10k
20231.08-£44k
20221.17+£12k
20211.27+£77k
20201.41+£9k
20191.12

Derived from filed accounts. Not audited figures.