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Dick Lovett (Bristol) Limited

01683232

active
Private Limited Company
england wales
Companies House
Health Score
86 / 100

Healthy

30/30
Filing
20/30
Financial
36/40
Risk
  • Going concern doubt noted in accounts (-10)
  • 2 outstanding charges (-4)

Details

THE COPSE FRANKLAND ROAD, SWINDON, SN5 8YW
Incorporated 01/12/1982

Compliance

Last accounts

31/12/2025

full

Next accounts due

30/09/2027

On track

Confirmation statement

Last: 30/06/2025

Due 14/07/2026

On track

Industry

45111
Sale of new cars and light motor vehicles
45112
Sale of used cars and light motor vehicles
45200
Maintenance and repair of motor vehicles
45400
Sale, maintenance and repair of motorcycles and related parts and accessories

Officers

Mr Peter Charles Lovett

director · Since 23/08/1992

DIRECTOR

BRITISH · ENGLAND · Age 76

Also on 12 other boards

Mr Russell John Trotman

director · Since 05/03/2014

DIRECTOR

BRITISH · ENGLAND · Age 60

Also on 13 other boards

Mr Julian Winterburn

secretary · Since 01/04/2018

Also on 15 other boards

Mr Julian Winterburn

director · Since 01/04/2018

FINANCE DIRECTOR

BRITISH · UNITED KINGDOM · Age 56

Also on 15 other boards

Mrs Rebecca Jane Maloney

director · Since 18/12/2023

DIRECTOR

BRITISH · ENGLAND · Age 46

Also on 9 other boards

Persons with Significant Control

Dick Lovett Automobile Limited

75–100% shares

The Copse, Frankland Road, Swindon, SN5 8YW

Reg: 02182711 · Companies House · Limited Company

Notified 10/05/2024

Mrs Rebecca Jane Maloney

Significant control

British · England · Age 46

The Copse, Frankland Road, Swindon, SN5 8YW

Notified 18/11/2025

Former PSCs

Mr Peter Charles Lovett

Ceased 18/11/2025

Charges2 outstanding

charge
outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 25/02/2011Registered 03/03/2011
charge
satisfied

LOMBARD NORTH CENTRAL PLC

Created 07/02/1992Registered 11/02/1992Satisfied 06/07/2002
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 16/12/1991Registered 19/12/1991Satisfied 26/03/2011
charge
satisfied

LLOYDS BANK PLC

Created 06/07/1990Registered 26/07/1990Satisfied 17/06/1993
charge
satisfied

LLOYDS BANK PLC

Created 06/07/1990Registered 26/07/1990Satisfied 17/06/1993
charge
outstanding

BMW FINANCE (GB) LIMITED

Created 18/01/1988Registered 25/01/1988
charge
satisfied

LLOYDS BOWMAKER LIMITED

Created 02/09/1987Registered 09/09/1987Satisfied 27/04/1988
charge
satisfied

INVESTORS IN INDUSTRY PLC

Created 17/02/1986Registered 24/02/1986Satisfied 17/06/1993
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 24/09/1985Registered 25/09/1985Satisfied 22/11/1991
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 11/01/1985Registered 17/01/1985Satisfied 22/11/1991
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 14/12/1984Registered 24/12/1984Satisfied 22/11/1991
charge
satisfied

INVESTORS IN INDUSTRY PLC

Created 14/12/1984Registered 19/12/1984Satisfied 17/06/1993
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 18/04/1983Registered 27/04/1983Satisfied 22/11/1991
charge
satisfied

LLOYDS AND SCOTTISH TRUST LIMITED.

Created 11/03/1983Registered 18/03/1983Satisfied 22/11/1991
charge
satisfied

FFI (UK FINANCE) PUBLIC LIMITED COMPANY.

Created 04/03/1983Registered 12/03/1983Satisfied 17/06/1993

CompanyRankvs 230+ SIC 45111 peers
61

Financial strength97th percentile among SIC peers · 24/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 1.34× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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230Dick Lovett (Bristol) Limited
81
How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to

Key FinancialsYear ending 31/12/2024

Net Worth

£7.3M

Balance sheet strength

Cash

£0

Cash in the bank

Profit Before Tax

£1.6M

Bottom line earnings

Net Current Assets

£6.4M

Working capital

Current Assets

£25.7M

Current Liabilities

£19.2M

Fixed Assets

£924k

Debtors

£7.4M

Cost of Sales

£142.0M

Admin Expenses

£5.6M

Profit After Tax

£1.2M

208avg. employees+4

Tax at Year End

Dividends paid£2.0M

People Costs

Wages & salaries£6.9M

Balance Sheet

Assets less current liabilities£7.4M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20241.34-£785k
20231.32-£238k
20221.42+£8.0M
20201.31+£0
20191.21—

Derived from filed accounts. Not audited figures.