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Trevor Philip & Sons Limited

01790753

active
Private Limited Company
england wales
Companies House
Insolvency history
Health Score
60 / 100

Some Concerns

30/30
Filing
10/30
Financial
20/40
Risk
  • Current liabilities exceed current assets (-10)
  • Active insolvency proceedings (-20)

Details

13 WHITCHURCH LANE, EDGWARE, HA8 6JZ
Incorporated 10/02/1984

Compliance

Last accounts

30/07/2025

micro entity

Next accounts due

30/04/2027

On track

Confirmation statement

Last: 26/03/2026

Due 09/04/2027

On track

Industry

47799
Retail sale of second-hand goods in stores

Officers

Ms Rina Mahin Waterman

director · Since 24/02/1984

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 87

Also on 4 other boards

Asaf Myer Waterman

director · Since 27/03/1991

ANTIQUE DEALER

BRITISH · UNITED KINGDOM · Age 63

Also on 1 other board

Persons with Significant Control

Mr Asaf Myer Waterman

25–50% shares
25–50% votes

British · United Kingdom · Age 63

C/O Inquesta Corporate Recovery & Insolvency, St John's Terrace, Manchester, M26 1LS

Notified 06/04/2016

Ms Rina Mahin Waterman

50–75% shares

British · England · Age 87

C/O Inquesta Corporate Recovery & Insolvency, St John's Terrace, Manchester, M26 1LS

Notified 20/03/2026

Former PSCs

Mr Trevor Philip Waterman

Ceased 20/04/2018

Charges0 outstanding

charge
satisfied

HSBC BANK PLC

Created 24/09/2012Registered 25/09/2012Satisfied 06/08/2024
charge
satisfied

NSS TRUSTEES LTD, TREVOR PHILIP WATERMAN & RINA WATERMAN, ASAF MYER WATERMAN. TRUSTEES OF THE T

Created 22/05/2008Registered 29/05/2008Satisfied 18/03/2026
charge
satisfied

MIDLAND BANK PLC

Created 21/04/1997Registered 26/04/1997Satisfied 18/03/2026
charge
satisfied

ROYAL TRUST BANK

Created 06/02/1987Registered 26/02/1987Satisfied 18/03/2026
charge
satisfied

MIDLAND BANK PLC

Created 01/04/1986Registered 17/04/1986Satisfied 20/03/2026
charge
satisfied

MIDLAND BANK PLC

Created 11/11/1985Registered 20/11/1985Satisfied 06/08/2010

Insolvency History1 case

members voluntary liquidation31/03/2026

Steven Wiseglass (practitioner)

CompanyRankvs 162+ SIC 47799 peers
71

Financial strength86th percentile among SIC peers · 22/25
Employees59th percentile among SIC peers · 9/15
LiquidityCurrent ratio 4.24× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Insolvency history -10
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees9/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Insolvency history: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/07/2025

Net Worth

£120k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£121k

Working capital

Current Assets

£158k

Current Liabilities

£37k

Fixed Assets

£14k

2avg. employees

Tax at Year End(2021)

Corp tax£10k

Balance Sheet

Assets less current liabilities£121k
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent RatioImplied Profit
20254.24+£0
20254.24-£87k
202420.48-£136k
202339.98-£19k
202214.47+£74k
20214.62+£45k
20202.55-£80k
20193.63-£32k
20184.07

Derived from filed accounts. Not audited figures.