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Synergy Financial Products Limited

01792304

active
ltd
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)

Details

Centrium 1 Griffiths Way, St. Albans, AL1 2RD
Incorporated 16/02/1984

Previously known as

New Direction Finance Limited · until 10/11/2004
Oatridge Limited · until 17/04/1984

Compliance

Last accounts

30/06/2025

full

Next accounts due

31/03/2027

On track

Confirmation statement

Last: 01/12/2025

Due 15/12/2026

On track

Industry

74909
Other professional, scientific and technical activities

Officers

Rajeev Arya

director · Since 03/09/2024

British · England · Age 61

Rachel Mcgouldrick

director · Since 03/02/2025

British · England · Age 68

Julie Jones

secretary · Since 18/06/2025

Former

Trevor Winston Ward

director · Resigned 10/02/1993

Alan Stewart Parkinson

director · Resigned 12/08/1994

Kenneth Ernest Davy

director · Resigned 23/04/2002

Clive Richard Chapman

director · Resigned 30/10/2003

Sultan Jetha

director · Resigned 16/01/2004

Brian Yeatman

director · Resigned 13/06/2004

Andrew Forster

director · Resigned 11/03/2005

Geoffrey Spittle

director · Resigned 05/12/2005

Antony Stack

director · Resigned 27/07/2006

Peter Connor

director · Resigned 31/12/2006

Patricia-Anne Frances Blyth Williams

secretary · Resigned 30/04/2007

Patricia-Anne Frances Blyth Williams

director · Resigned 30/04/2007

Richard Simon

director · Resigned 24/08/2007

Nigel Howard Elliott

director · Resigned 23/06/2009

Rachel Penelope Bahrami

director · Resigned 17/12/2009

Wayne Anderton

director · Resigned 03/02/2010

Paul Andrew Bispham

director · Resigned 31/03/2011

John Christopher Waller

director · Resigned 20/05/2013

Sandip Narayan Roy-Chowdhury

director · Resigned 20/05/2013

Versec Secretaries Limited

corporate secretary · Resigned 09/08/2013

Rachel Penelope Mcgouldrock

director · Resigned 13/12/2013

Graham George Bateman

director · Resigned 30/06/2014

Tanya Irene Oliver

director · Resigned 24/12/2014

Alan Francois Hubbard

director · Resigned 21/03/2016

John Benjamin Pears

director · Resigned 01/12/2016

Khcs Secretaries Limited

corporate secretary · Resigned 31/07/2017

Peter Jonathon Jordan

director · Resigned 31/05/2018

Peter Jordan

secretary · Resigned 31/05/2018

Stephen Thomas Wyatt

director · Resigned 27/06/2018

Matthew James Oldham

director · Resigned 13/03/2020

Stephen Yau

secretary · Resigned 03/06/2024

Rajeev Arya

director · Resigned 01/07/2024

Eoin Lyons

director · Resigned 03/09/2024

Rajeev Arya

secretary · Resigned 04/09/2024

Amir Karmacharya

secretary · Resigned 13/12/2024

Jennifer Hunter

secretary · Resigned 18/06/2025

Persons with Significant Control

Pandora Software Services Limited

25–50% shares

Forum 3, Stratus 2, Grenville Street, Jersey, JE2 4UF

Notified 08/08/2022

Former PSCs

Mr Nigel Howard Elliott

Ceased 05/02/2024

Sesame Bankhall Group Limited

Ceased 08/08/2022

Change History

officer appointedJONES, Julie
2026-06-05
officer appointedARYA, Rajeev
2026-06-05
officer appointedMCGOULDRICK, Rachel
2026-06-05
statusactive
2026-06-05

Active

post townSt. Albans
2026-06-05

ST. ALBANS

typeltd
2026-06-05

Private Limited Company

address line1Centrium 1 Griffiths Way
2026-06-05

CENTRIUM 1

CompanyRankvs 6575+ SIC 74909 peers
65

Financial strength92th percentile among SIC peers · 23/25
Employees11th percentile among SIC peers · 2/15
LiquidityCurrent ratio 3.72× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
Show leaderboard
How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to

Key FinancialsYear ending 30/06/2025

Net Worth

£274k

Balance sheet strength

Cash

£1.6M

Cash in the bank

Profit Before Tax

£43k

Bottom line earnings

Net Current Assets

£1.3M

Working capital

Current Assets

£1.8M

Current Liabilities

£479k

Fixed Assets

£4

Debtors

£218k

Admin Expenses

£558k

Profit After Tax

£43k

0avg. employees-2

Tax at Year End

Corp tax£1k

People Costs

Wages & salaries£208k

Balance Sheet

Intangible assets£0
Assets less current liabilities£1.3M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20253.72+£0
20243.94+£0
20233.95+£0
20223.49+£0
20213.20+£0
20203.22

Derived from filed accounts. Not audited figures.