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Bernard Saxon General Insurance Services Limited

01823860

active
Private Limited Company
england wales
Companies House
Health Score
75 / 100

Some Concerns

25/30
Filing
10/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)

Details

FLOOR 3 CENTRAL SQUARE SOUTH, NEWCASTLE UPON TYNE, NE1 3AZ
Incorporated 12/06/1984

Compliance

Last accounts

31/12/2024

audit exemption subsidiary

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 25/05/2026

Due 08/06/2027

On track

Industry

66220
Activities of insurance agents and brokers

Officers

Ardonagh Corporate Secretary Limited

secretary · Since 22/02/2022

Also on 297 other boards

Mr Scott Lowe

director · Since 31/03/2026

BRITISH · UNITED KINGDOM · Age 53

Also on 90 other boards

Katherine Firmin

director · Since 11/05/2026

BRITISH · UNITED KINGDOM · Age 47

Also on 66 other boards

Persons with Significant Control

Lockyer Commercial Limited

75–100% shares
75–100% votes
Appoint directors

Unit 7 The Office, Village Silkwood Park, Wakefield, WF5 9TJ

Reg: 09941113 · Companies Registry England & Wales · Company Limited By Share

Notified 29/11/2019

Former PSCs

Mr Vincent Patrick Carney

Ceased 29/11/2019

Mr Scott Stewart Kinnaird

Ceased 29/11/2019

CompanyRankvs 644+ SIC 66220 peers
78

Financial strength88th percentile among SIC peers · 22/25
Employees93th percentile among SIC peers · 14/15
LiquidityCurrent ratio 1.38× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2019

Net Worth

£295k

Balance sheet strength

Cash

£845k

Cash in the bank

Net Current Assets

£293k

Working capital

Current Assets

£1.1M

Current Liabilities

£768k

Fixed Assets

£14k

Debtors

£217k

12avg. employees

Tax at Year End

Corp tax£108k

Balance Sheet

Assets less current liabilities£307k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20191.38+£178k
20191.21-£68k
20171.33

Derived from filed accounts. Not audited figures.