Back to search

Property And Commercial Enterprises Limited

01827353

active
Private Limited Company
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
20/30
Financial
30/40
Risk
  • 160 outstanding charges (-10)

Details

461-463 SOUTHCHURCH ROAD, ESSEX, SS1 2PH
Incorporated 25/06/1984

Compliance

Last accounts

30/09/2025

total exemption full

Next accounts due

30/06/2027

On track

Confirmation statement

Last: 03/10/2025

Due 17/10/2026

On track

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate
68310
Real estate agencies
68320
Management of real estate on a fee or contract basis

Officers

Mr Bernard Jeffrey Horwood

director · Since 31/12/1991

CO DIRECTOR

BRITISH · UNITED KINGDOM · Age 73

Also on 15 other boards

Mr Bernard Jeffrey Horwood

secretary · Since 31/12/1992

CO DIRECTOR

BRITISH · UNITED KINGDOM · Age 73

Also on 15 other boards

Persons with Significant Control

Mr Bernard Jeffery Horwood

75–100% shares

British · England · Age 73

461-463 Southchurch Road, Essex, SS1 2PH

Notified 06/04/2016

Charges160 outstanding

Charge
outstanding

PARAGON MORTGAGES

Created 12/02/2026Registered 18/02/2026
Charge
outstanding

ALDERMORE BANK PLC

Created 20/02/2025Registered 20/02/2025
Charge
outstanding

PARAGON BANK PLC

Created 02/06/2024Registered 15/06/2024
Charge
outstanding

PARAGON BANK PLC

Created 24/04/2024Registered 10/05/2024
Charge
outstanding

PARAGON BANK PLC

Created 24/04/2024Registered 10/05/2024
Charge
outstanding

PARAGON BANK PLC

Created 24/04/2024Registered 10/05/2024
Charge
outstanding

PARAGON BANK PLC

Created 24/04/2024Registered 10/05/2024
Charge
outstanding

PARAGON BANK PLC

Created 24/04/2024Registered 10/05/2024
Charge
outstanding

PARAGON BANK PLC

Created 24/04/2024Registered 10/05/2024
Charge
outstanding

PARAGON BANK PLC

Created 24/04/2024Registered 10/05/2024
Charge
outstanding

PARAGON BANK PLC

Created 24/04/2024Registered 10/05/2024
Charge
outstanding

PARAGON BANK PLC

Created 24/04/2024Registered 10/05/2024
Charge
outstanding

PARAGON BANK PLC

Created 24/04/2024Registered 10/05/2024
Charge
outstanding

PARAGON BANK PLC

Created 24/04/2024Registered 10/05/2024
Charge
outstanding

PARAGON BANK PLC

Created 24/04/2024Registered 10/05/2024
Charge
outstanding

PARAGON BANK PLC

Created 24/04/2024Registered 10/05/2024
Charge
outstanding

PARAGON BANK PLC

Created 24/04/2024Registered 10/05/2024
Charge
outstanding

PARAGON BANK PLC

Created 24/04/2024Registered 10/05/2024
Charge
outstanding

PARAGON BANK PLC

Created 24/04/2024Registered 10/05/2024
Charge
outstanding

PARAGON BANK PLC

Created 24/04/2024Registered 10/05/2024
Charge
outstanding

PARAGON BANK PLC

Created 16/11/2023Registered 28/11/2023
Charge
outstanding

PARAGON BANK PLC

Created 16/11/2023Registered 24/11/2023
Charge
outstanding

PARAGON BANK PLC

Created 16/11/2023Registered 24/11/2023
Charge
outstanding

PARAGON BANK PLC

Created 16/11/2023Registered 24/11/2023
Charge
outstanding

PARAGON BANK PLC

Created 16/11/2023Registered 24/11/2023
Charge
outstanding

PARAGON BANK PLC

Created 16/11/2023Registered 24/11/2023
Charge
outstanding

PARAGON BANK PLC

Created 16/11/2023Registered 24/11/2023
Charge
outstanding

PARAGON BANK PLC

Created 26/09/2023Registered 04/10/2023
Charge
outstanding

PARAGON BANK PLC

Created 26/09/2023Registered 04/10/2023
Charge
outstanding

PARAGON BANK PLC

Created 10/09/2023Registered 16/09/2023
Charge
outstanding

PARAGON BANK PLC

Created 14/09/2023Registered 16/09/2023
Charge
outstanding

PARAGON BANK PLC

Created 10/09/2023Registered 16/09/2023
Charge
outstanding

PARAGON BANK PLC

Created 30/01/2023Registered 30/01/2023
Charge
outstanding

PARAGON BANK PLC

Created 02/05/2022Registered 17/05/2022
Charge
outstanding

PARAGON BANK PLC

Created 02/05/2022Registered 17/05/2022
Charge
outstanding

PARAGON BANK PLC

Created 02/05/2022Registered 17/05/2022
Charge
outstanding

PARAGON BANK PLC

Created 02/05/2022Registered 17/05/2022
Charge
outstanding

PARAGON BANK PLC

Created 02/05/2022Registered 17/05/2022
Charge
outstanding

PARAGON BANK PLC

Created 02/05/2022Registered 17/05/2022
Charge
outstanding

PARAGON BANK PLC

Created 02/05/2022Registered 17/05/2022
Charge
outstanding

PARAGON BANK PLC

Created 02/05/2022Registered 17/05/2022
Charge
outstanding

PARAGON BANK PLC

Created 02/05/2022Registered 17/05/2022
Charge
outstanding

PARAGON BANK PLC

Created 02/05/2022Registered 17/05/2022
Charge
outstanding

PARAGON BANK PLC

Created 02/05/2022Registered 17/05/2022
Charge
outstanding

PARAGON BANK PLC

Created 02/05/2022Registered 17/05/2022
Charge
outstanding

PARAGON BANK PLC

Created 02/05/2022Registered 17/05/2022
Charge
outstanding

PARAGON BANK PLC

Created 02/05/2022Registered 17/05/2022
Charge
outstanding

PARAGON BANK PLC

Created 02/05/2022Registered 17/05/2022
Charge
outstanding

PARAGON BANK PLC

Created 02/05/2022Registered 17/05/2022
Charge
outstanding

PARAGON BANK PLC

Created 02/05/2022Registered 17/05/2022
Charge
outstanding

PARAGON BANK PLC

Created 02/05/2022Registered 17/05/2022
Charge
outstanding

PARAGON BANK PLC

Created 02/05/2022Registered 17/05/2022
Charge
outstanding

PARAGON BANK PLC

Created 02/05/2022Registered 17/05/2022
Charge
outstanding

PARAGON BANK PLC

Created 02/05/2022Registered 17/05/2022
Charge
outstanding

PARAGON BANK PLC

Created 02/05/2022Registered 17/05/2022
Charge
outstanding

PARAGON BANK PLC

Created 02/05/2022Registered 17/05/2022
Charge
outstanding

PARAGON BANK PLC

Created 02/05/2022Registered 17/05/2022
Charge
outstanding

PARAGON BANK PLC

Created 02/05/2022Registered 17/05/2022
Charge
outstanding

PARAGON BANK PLC

Created 02/05/2022Registered 17/05/2022
Charge
outstanding

PARAGON BANK PLC

Created 02/05/2022Registered 17/05/2022
Charge
outstanding

PARAGON BANK PLC

Created 02/05/2022Registered 17/05/2022
Charge
outstanding

PARAGON BANK PLC

Created 02/05/2022Registered 17/05/2022
Charge
outstanding

PARAGON BANK PLC

Created 02/05/2022Registered 17/05/2022
Charge
outstanding

PARAGON BANK PLC

Created 02/05/2022Registered 17/05/2022
Charge
outstanding

PARAGON BANK PLC

Created 02/05/2022Registered 17/05/2022
Charge
outstanding

PARAGON BANK PLC

Created 10/02/2020Registered 11/02/2020
Charge
outstanding

LENDINVEST BTL LTD

Created 02/10/2019Registered 07/10/2019
Charge
outstanding

LENDINVEST BTL LTD

Created 02/10/2019Registered 07/10/2019
Charge
outstanding

LENDINVEST BTL LTD

Created 11/09/2019Registered 16/09/2019
Charge
outstanding

LENDINVEST BTL LTD

Created 16/09/2019Registered 16/09/2019
Charge
outstanding

LENDINVEST BTL LTD

Created 16/09/2019Registered 16/09/2019
Charge
outstanding

LENDINVEST BTL LIMITED

Created 11/09/2019Registered 13/09/2019
Charge
outstanding

LENDINVEST BTL LIMITED

Created 11/09/2019Registered 13/09/2019
Charge
outstanding

LENDINVEST BTL LIMITED

Created 11/09/2019Registered 13/09/2019
Charge
outstanding

LENDINVEST BTL LIMITED

Created 11/09/2019Registered 12/09/2019
Charge
outstanding

LENDINVEST BTL LIMITED

Created 11/09/2019Registered 12/09/2019
Charge
outstanding

PARAGON BANK PLC

Created 10/01/2018Registered 22/01/2018
Charge
outstanding

PARAGON BANK PLC

Created 01/12/2017Registered 18/12/2017
Charge
outstanding

PARAGON BANK PLC

Created 01/12/2017Registered 18/12/2017
Charge
outstanding

PARAGON BANK PLC

Created 01/12/2017Registered 15/12/2017
Charge
outstanding

PARAGON BANK PLC

Created 01/12/2017Registered 14/12/2017
Charge
outstanding

PARAGON BANK PLC

Created 01/12/2017Registered 14/12/2017
Charge
outstanding

PARAGON BANK PLC

Created 08/12/2017Registered 14/12/2017
Charge
outstanding

PARAGON BANK PLC

Created 01/12/2017Registered 08/12/2017
Charge
outstanding

PARAGON BANK PLC

Created 01/12/2017Registered 08/12/2017
Charge
outstanding

PARAGON BANK PLC

Created 01/12/2017Registered 08/12/2017
Charge
outstanding

PARAGON BANK PLC

Created 01/12/2017Registered 08/12/2017
Charge
outstanding

PARAGON BANK PLC

Created 03/11/2017Registered 08/11/2017
Charge
outstanding

PARAGON BANK PLC

Created 03/11/2017Registered 03/11/2017
Charge
outstanding

PARAGON BANK PLC · PARAGON MORTGAGES (2010) LIMITED

Created 28/09/2017Registered 19/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 28/09/2017Registered 13/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 28/09/2017Registered 13/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 28/09/2017Registered 13/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 28/09/2017Registered 13/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 29/09/2017Registered 13/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 29/09/2017Registered 09/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 28/09/2017Registered 09/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 28/09/2017Registered 09/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 29/09/2017Registered 09/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 28/09/2017Registered 09/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 28/09/2017Registered 09/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 28/09/2017Registered 09/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 29/09/2017Registered 09/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 28/09/2017Registered 09/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 28/09/2017Registered 09/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 28/09/2017Registered 09/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 29/09/2017Registered 06/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 28/09/2017Registered 06/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 28/09/2017Registered 06/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 28/09/2017Registered 06/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 28/09/2017Registered 06/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 28/09/2017Registered 06/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 28/09/2017Registered 06/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 28/09/2017Registered 06/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 29/09/2017Registered 06/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 28/09/2017Registered 06/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 28/09/2017Registered 06/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 28/09/2017Registered 06/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 29/09/2017Registered 06/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 28/09/2017Registered 06/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 28/09/2017Registered 06/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 28/09/2017Registered 06/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 28/09/2017Registered 06/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 28/09/2017Registered 06/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 28/09/2017Registered 06/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 28/09/2017Registered 06/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 28/09/2017Registered 06/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 29/09/2017Registered 06/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 28/09/2017Registered 06/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 28/09/2017Registered 06/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 28/09/2017Registered 06/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 28/09/2017Registered 06/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 29/09/2017Registered 06/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 28/09/2017Registered 05/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 29/09/2017Registered 05/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 28/09/2017Registered 05/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 28/09/2017Registered 05/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 28/09/2017Registered 05/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 28/09/2017Registered 05/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 28/09/2017Registered 05/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 28/09/2017Registered 05/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 28/09/2017Registered 05/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 28/09/2017Registered 05/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 28/09/2017Registered 05/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 28/09/2017Registered 05/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 29/09/2017Registered 05/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 28/09/2017Registered 05/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 28/09/2017Registered 05/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 28/09/2017Registered 05/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 28/09/2017Registered 05/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 28/09/2017Registered 05/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 28/09/2017Registered 05/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 28/09/2017Registered 05/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 28/09/2017Registered 05/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 28/09/2017Registered 05/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 29/09/2017Registered 05/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 28/09/2017Registered 05/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 28/09/2017Registered 05/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 28/09/2017Registered 05/10/2017
Charge
outstanding

PARAGON BANK PLC

Created 28/09/2017Registered 03/10/2017

CompanyRankvs 2295+ SIC 68100 peers
74

Financial strength99th percentile among SIC peers · 25/25
Employees60th percentile among SIC peers · 9/15
LiquidityCurrent ratio 25.77× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
Show leaderboard
1Liverpool And Chester Property Company Limited
90
2Associated Property Owners Limited
90
3British And Foreign Wharf Company Limited(The)
90
4White Marble Quarries Limited
90
5Rookfield Garden Village Limited
90
6Abbey Manor Group Limited
90
7Abbott Bros.(Kent),Limited
90
8Stonewood Securities Limited
90
9Braintree Bungalows Limited
90
10Bennett'S Stores Limited
90
2295Property And Commercial Enterprises Limited
84
How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees9/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2025

Net Worth

£6.4M

Balance sheet strength

Cash

£36k

Cash in the bank

Net Current Assets

£2.7M

Working capital

Current Assets

£2.8M

Current Liabilities

£110k

Fixed Assets

£12.3M

Debtors

£2.8M

1avg. employees

Balance Sheet

Bank loans & overdrafts£7.3M
Assets less current liabilities£15.0M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
202525.77+£0
202525.77-£195k
202413.06-£77k
202316.52—

Derived from filed accounts. Not audited figures.