Penny Enterprises Limited

01833207

active

Private Limited Company

england wales

Companies House

Health Score

76 / 100

Some Concerns

30/30

Filing

10/30

Financial

36/40

Risk

Current liabilities exceed current assets (-10)
2 outstanding charges (-4)

Details

168 CHURCH ROAD, HOVE, BN3 2DL

Incorporated 16/07/1984

Compliance

Last accounts

30/04/2025

micro entity

Next accounts due

31/01/2027

On track

Confirmation statement

Last: 12/12/2025

Due 26/12/2026

On track

Industry

68100

Buying and selling of own real estate

68209

Other letting and operating of own or leased real estate

Officers

Mr Christopher James Cocum

director · Since 16/08/2021

DIRECTOR

BRITISH · ENGLAND · Age 35

Also on 5 other boards

Mr Samuel Charles Cocum

director · Since 01/03/2023

DIRECTOR

BRITISH · UNITED KINGDOM · Age 33

Persons with Significant Control

Mr Christopher James Cocum

25–50% shares

British · England · Age 35

168, Church Road, Hove, BN3 2DL

Notified 15/08/2023

Mr Samuel Charles Cocum

25–50% shares

25–50% votes

British · United Kingdom · Age 33

168, Church Road, Hove, BN3 2DL

Notified 15/08/2023

Former PSCs

Mr Barry Charles Cocum

Ceased 16/08/2021

Mrs Jessica Hei Chee Cocum

Ceased 15/01/2021

Mr Christopher James Cocum As Executor

Ceased 15/08/2023

Charges2 outstanding

Charge

outstanding

ONESAVINGS BANK PLC

Created 10/08/2023Registered 11/08/2023

Charge

outstanding

ONESAVINGS BANK PLC

Created 10/08/2023Registered 11/08/2023

Charge

satisfied

PARAGON BANK PLC

Created 12/05/2020Registered 14/05/2020

Charge

satisfied

HANDELSBANKEN PLC

Created 19/12/2019Registered 23/12/2019

Charge

satisfied

HANDELSBANKEN PLC

Created 19/12/2019Registered 23/12/2019

Charge

satisfied

HANDELSBANKEN PLC

Created 19/12/2019Registered 23/12/2019

Charge

satisfied

HANDELSBANKEN PLC

Created 19/12/2019Registered 23/12/2019

Charge

satisfied

PARAGON BANK PLC · PARAGON MORTGAGES (2010) LIMITED

Created 25/06/2018Registered 27/06/2018

Charge

satisfied

PARAGON BANK PLC

Created 25/06/2018Registered 25/06/2018

charge

satisfied

SVENSKA HANDELSBANKEN AB (PUBL)

Created 09/01/2008Registered 14/01/2008

charge

satisfied

SVENSKA HANDELSBANKEN AB (PUBL)

Created 09/01/2008Registered 14/01/2008

charge

satisfied

SVENSKA HANDELSBANKEN AB (PUBL)

Created 17/08/2007Registered 18/08/2007

charge

satisfied

SVENSKA HANDELSBANKEN AB (PUBL)

Created 17/08/2007Registered 18/08/2007

charge

satisfied

SVENSKA HANDELSBANKEN AB (PUBL)

Created 16/07/2007Registered 01/08/2007

charge

satisfied

SVENSKA HANDELSBANKEN AB (PUBL)

Created 16/07/2007Registered 26/07/2007

charge

satisfied

THE MORTGAGE WORKS (UK) PLC

Created 11/05/2007Registered 16/05/2007

charge

satisfied

THE MORTGAGE WORKS (UK) PLC

Created 10/05/2007Registered 16/05/2007

charge

satisfied

LLOYDS TSB BANK PLC

Created 02/10/2003Registered 07/10/2003

charge

satisfied

LLOYDS TSB BANK PLC

Created 11/12/2000Registered 14/12/2000

charge

satisfied

LLOYDS BANK PLC

Created 14/05/1997Registered 16/05/1997Satisfied 12/08/2019

charge

satisfied

BARCLAYS BANK PLC

Created 14/12/1992Registered 22/12/1992Satisfied 06/07/1999

charge

satisfied

H.G.P. LIMITED.

Created 30/11/1987Registered 01/12/1987Satisfied 18/12/1992

charge

satisfied

H.G.P. LIMITED.

Created 09/09/1985Registered 26/09/1985Satisfied 19/06/1999

charge

satisfied

H.G.P. LIMITED.

Created 25/08/1984Registered 28/08/1984Satisfied 19/06/1999

charge

satisfied

H.G.P. LIMITED

Created 17/08/1984Registered 24/08/1984Satisfied 19/06/1999

charge

satisfied

H.G.P. LIMITED.

Created 17/08/1984Registered 24/08/1984Satisfied 19/06/1999

charge

satisfied

H.G.P. LIMITED.

Created 20/08/1984Registered 21/08/1984Satisfied 19/06/1999

CompanyRankvs 14549+ SIC 68100 peers
63

Financial strength98th percentile among SIC peers · 25/25

Employees81th percentile among SIC peers · 12/15

LiquidityCurrent ratio 0.95× · 6/20

Longevity15 years trading (max 15) · 15/15

Filing complianceAll filings up to date · 15/15

Outstanding charges -10

Show leaderboard

1Liverpool And Chester Property Company Limited

90

2Associated Property Owners Limited

90

3British And Foreign Wharf Company Limited(The)

90

4White Marble Quarries Limited

90

5Rookfield Garden Village Limited

90

6Abbey Manor Group Limited

90

7Land Management Group Limited

90

8Abbott Bros.(Kent),Limited

90

9Stonewood Securities Limited

90

10Braintree Bungalows Limited

90

14549Penny Enterprises Limited

69

How is this score calculated?

Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/04/2025

Net Worth

£2.6M

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

-£4k

Working capital

Current Assets

£84k

Current Liabilities

£89k

Fixed Assets

£3.1M

2avg. employees+2

Balance Sheet

Assets less current liabilities£3.1M

Prepared with Sage Accounts Production Advanced 2025 - FRS102_2024

EstimatesDerived

Year	Current Ratio	Implied Profit
2025	0.95	+£483k
2024	4.29	-£2.6M
2023	23.81	+£88k
2022	11.13	+£510k
2021	7.55	-£73k
2020	5.07	+£477k
2019	3.43	+£668k
2018	1.36	—

Derived from filed accounts. Not audited figures.