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Highcharm Limited

01866597

active
Private Limited Company
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
10/30
Financial
30/40
Risk
  • Current liabilities exceed current assets (-10)
  • 5 outstanding charges (-10)

Details

14TH FLOOR, LONDON, W1G 0PW
Incorporated 27/11/1984

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

41100
Development of building projects

Officers

Mrs Rosalind Gerrard

director · Since 10/12/2007

HOUSEWIFE

BRITISH · UNITED KINGDOM · Age 71

Also on 3 other boards

Sara Gerard

secretary · Since 20/12/2007

BRITISH

Karen Gerrard

secretary · Since 04/11/2014

BRITISH

Persons with Significant Control

Mrs Rosalind Gerrard

50–75% shares
50–75% votes

British · United Kingdom · Age 71

14th Floor, 33 Cavendish Square, London, W1G 0PW

Notified 01/07/2016

Charges5 outstanding

Charge
outstanding

ATOM BANK PLC

Created 07/08/2025Registered 08/08/2025
Charge
outstanding

ATOM BANK PLC

Created 07/08/2025Registered 08/08/2025
charge
outstanding

IAN GERRARD

Created 16/03/2007Registered 24/03/2007
charge
outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 16/03/2007Registered 24/03/2007
charge
outstanding

SKIPTON BUIDLING SOCIETY

Created 11/05/2005Registered 18/05/2005

CompanyRankvs 3401+ SIC 41100 peers
70

Financial strength91th percentile among SIC peers · 23/25
Employees46th percentile among SIC peers · 7/15
LiquidityCurrent ratio 5.85× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees7/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£604k

Balance sheet strength

Cash

£322k

Cash in the bank

Net Current Assets

£268k

Working capital

Current Assets

£323k

Current Liabilities

£55k

Fixed Assets

£335k

Debtors

£2k

1avg. employees

Tax at Year End

Corp tax£29k

Balance Sheet

Assets less current liabilities£604k
Prepared with Caseware UK (AP4) 2024.0.164

EstimatesDerived

YearCurrent RatioImplied Profit
20255.85+£0
20255.85-£190k
202419.52+£14k
202325.91-£175k
20229.44+£199k
202162.88-£3k
202014.44
20194.93

Derived from filed accounts. Not audited figures.