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Geary'S Bakeries Limited

01877775

active
Private Limited Company
england wales
Companies House
Health Score
86 / 100

Healthy

30/30
Filing
20/30
Financial
36/40
Risk
  • Going concern doubt noted in accounts (-10)
  • 2 outstanding charges (-4)

Details

UNIT 25 HAYHILL INDUSTRIAL ESTATE, LOUGHBOROUGH, LE12 8LD
Incorporated 15/01/1985

Compliance

Last accounts

27/12/2024

full

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 06/03/2026

Due 20/03/2027

On track

Industry

10710
Manufacture of bread; manufacture of fresh pastry goods and cakes

Officers

Mr Jason Hillikere Geary

director · Since 10/11/1995

MANAGING DIRECTOR & SECRETARY

BRITISH · ENGLAND · Age 54

Mr John Cullen

director · Since 22/10/2019

DIRECTOR

BRITISH · ENGLAND · Age 37

Mr Robert Unsworth

director · Since 22/10/2019

DIRECTOR

BRITISH · ENGLAND · Age 50

Mr Joshua Wesson

director · Since 22/10/2019

DIRECTOR

BRITISH · ENGLAND · Age 43

Also on 1 other board

Mr Gary Nicholls Unsworth

director · Since 12/07/2022

DIRECTOR

BRITISH · UNITED KINGDOM · Age 74

Also on 4 other boards

Mr Joseph Hollingsworth

director · Since 30/01/2023

DIRECTOR

BRITISH · ENGLAND · Age 48

Mr David Anthony Drabble

director · Since 24/10/2023

DIRECTOR

BRITISH · ENGLAND · Age 49

Mrs Claire Senior

director · Since 01/08/2024

ACCOUNTANT

BRITISH · ENGLAND · Age 40

Mr Barry Christopher Dawber

director · Since 01/08/2024

SALES DIRECTOR

BRITISH · ENGLAND · Age 48

Also on 2 other boards

Persons with Significant Control

Geary's Bakeries Holdings Limited

75–100% shares
75–100% votes
Appoint directors

Unit 25, Hayhill Industrial Estate, Loughborough, LE12 8LD

Reg: 12133203 · Register Of Companies For England And Wales · Private Company Limited By Shares

Notified 22/10/2019

Former PSCs

Mrs Lynn Geary

Ceased 22/10/2019

Mr Jason Hillikere Geary

Ceased 22/10/2019

Charges2 outstanding

Charge
outstanding

HSBC INVOICE FINANCE (UK) LTD

Created 31/03/2025Registered 03/04/2025
Charge
outstanding

HSBC UK BANK PLC

Created 11/03/2025Registered 12/03/2025
Charge
satisfied

RBS INVOICE FINANCE LIMITED

Created 22/10/2019Registered 24/10/2019Satisfied 01/07/2025
Charge
satisfied

ROBERT NICHOLLS UNSWORTH

Created 22/10/2019Registered 24/10/2019Satisfied 25/07/2024
Charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 21/03/2017Registered 23/03/2017Satisfied 24/10/2019
Charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 03/03/2017Registered 15/03/2017Satisfied 24/10/2019
Charge
satisfied

WILSON BOWDEN DEVELOPMENTS LIMITED

Created 02/12/2016Registered 13/12/2016Satisfied 02/08/2019
Charge
satisfied

UNIVERSITY OF DERBY

Created 17/06/2016Registered 20/06/2016Satisfied 19/06/2019
charge
satisfied

RBS INVOICE FINANCE LIMITED

Created 26/02/2008Registered 05/03/2008Satisfied 16/09/2010
charge
satisfied

HSBC ASSET FINANCE (UK) LIMITED & HSBC EQUIPMENT FINANCE (UK) LIMITED

Created 25/07/2003Registered 26/07/2003Satisfied 01/06/2009
charge
satisfied

RANK HOVIS LIMITED

Created 30/08/2001Registered 05/09/2001Satisfied 09/11/2007
charge
satisfied

HSBC INVOICE FINANCE (UK) LIMITED

Created 28/03/2001Registered 30/03/2001Satisfied 01/06/2009
charge
satisfied

MIDLAND BANK PLC

Created 10/03/1992Registered 14/03/1992Satisfied 01/06/2009
charge
satisfied

MIDLAND BANK PLC

Created 18/01/1988Registered 22/01/1988Satisfied 01/06/2009

CompanyRankvs 164+ SIC 10710 peers
62

Financial strength100th percentile among SIC peers · 25/25
Employees100th percentile among SIC peers · 15/15
LiquidityCurrent ratio 1.42× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
Show leaderboard
How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to

Key FinancialsYear ending 27/12/2024

Net Worth

£27.0M

Balance sheet strength

Cash

£3.2M

Cash in the bank

Profit Before Tax

£15.4M

Bottom line earnings

Net Current Assets

£9.4M

Working capital

Current Assets

£31.7M

Current Liabilities

£22.3M

Fixed Assets

£22.5M

Debtors

£27.1M

Cost of Sales

£62.5M

Admin Expenses

£13.8M

Profit After Tax

£11.8M

546avg. employees+147

Tax at Year End

Corp tax£0
Dividends paid£8.4M

People Costs

Wages & salaries£24.7M

Balance Sheet

Intangible assets£300k
Assets less current liabilities£31.9M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20241.42+£3.4M
20232.16+£7.6M
20221.95

Derived from filed accounts. Not audited figures.