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M & F Gray Developments Limited

01900016

active
Private Limited Company
england wales
Companies House
Health Score
84 / 100

Healthy

30/30
Filing
20/30
Financial
34/40
Risk
  • 3 outstanding charges (-6)

Details

MUTFORDS, BUNTINGFORD, SG9 0ED
Incorporated 27/03/1985

Compliance

Last accounts

15/04/2025

micro entity

Next accounts due

15/01/2027

On track

Confirmation statement

Last: 17/04/2025

Due 01/05/2026

Overdue

Industry

41201
Construction of commercial buildings

Officers

Mrs Fern Gray

secretary · Since 17/04/1992

BRITISH · UNITED KINGDOM · Age 77

Also on 5 other boards

Mrs Fern Gray

director · Since 17/04/1992

PUBLIC RELATIONS

BRITISH · UNITED KINGDOM · Age 77

Also on 5 other boards

Mr Martin Robert John Gray

director · Since 17/04/1992

BUILDER

BRITISH · ENGLAND · Age 75

Also on 1 other board

Persons with Significant Control

Mr Martin Robert John Gray

25–50% shares

British · England · Age 75

Widdershins, 30 Bentfield Road, Stansted, CM24 8HW

Notified 06/04/2016

Mrs Fern Gray

25–50% shares

British · England · Age 77

Widdershins, 30 Bentfield Road, Stansted, CM24 8HW

Notified 06/04/2016

Charges3 outstanding

charge
outstanding

MIDLAND BANK PLC

Created 30/11/1987Registered 09/12/1987
charge
outstanding

MIDLAND BANK PLC

Created 29/10/1987Registered 03/11/1987
charge
outstanding

MIDLAND BANK PLC

Created 25/09/1987Registered 30/09/1987
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 18/03/1987Registered 30/03/1987
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 18/12/1986Registered 06/01/1987
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 26/09/1985Registered 02/10/1985

CompanyRankvs 8415+ SIC 41201 peers
55

Financial strength55th percentile among SIC peers · 14/25
Employees32th percentile among SIC peers · 5/15
LiquidityCurrent ratio 1.71× · 16/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength14/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees5/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 15/04/2025

Net Worth

£6k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£244

Working capital

Current Assets

£587

Current Liabilities

£343

Fixed Assets

£6k

1avg. employees

Balance Sheet

Assets less current liabilities£6k
Prepared with Companies House

EstimatesDerived

YearCurrent RatioImplied Profit
20251.71-£183
20242.24-£183
20232.78

Derived from filed accounts. Not audited figures.