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United (Travel And Finance) Limited

01922018

active
ltd
england wales
Companies House
Health Score
82 / 100

Healthy

30/30
Filing
20/30
Financial
32/40
Risk
  • 4 outstanding charges (-8)

Details

26 Ladywell Walk, Birmingham, B5 4ST
Incorporated 12/06/1985

Previously known as

United (Travel Finance) Limited · until 15/07/1985

Compliance

Last accounts

31/10/2025

small

Next accounts due

31/07/2027

On track

Confirmation statement

Last: 19/12/2025

Due 02/01/2027

On track

Industry

79110
Travel agency activities

Officers

Mrs Suk Yin Leung

secretary · Since 31/12/1990

BRITISH · ENGLAND · Age 68

Also on 13 other boards

Mrs Suk Yin Leung

director · Since 31/12/1990

TRAVEL AGENT AND FINANCIAL CONSULTANT

BRITISH · ENGLAND · Age 68

Also on 13 other boards

Mr Wai Yan Leung

director · Since 31/12/1990

TRAVEL AGENT

BRITISH · ENGLAND · Age 78

Also on 2 other boards

Mr Leo Wing Hao Leung

director · Since 22/07/2019

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 46

Also on 2 other boards

Wai Yan Leung

director

British · England · Age 78

Suk Yin Leung

secretary

British

Suk Yin Leung

director

British · England · Age 68

Leo Wing Hao Leung

director · Since 22/07/2019

British · England · Age 46

Persons with Significant Control

Mr Wai Yan Leung

25–50% shares

British · England · Age 78

26, Ladywell Walk, Birmingham, B5 4ST

Notified 06/04/2016

Charges4 outstanding

Charge
satisfied

BANK OF CHINA (UK) LIMITED

Created 18/03/2015Registered 28/03/2015Satisfied 18/05/2021
Charge
satisfied

BANK OF CHINA (UK) LIMITED

Created 18/03/2015Registered 21/03/2015Satisfied 18/05/2021
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 15/08/2012Registered 17/08/2012
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 17/01/1997Registered 23/01/1997
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 03/12/1996Registered 12/12/1996
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 08/12/1995Registered 15/12/1995

Change History

status → active
2026-07-28

Active

type → ltd
2026-07-28

Private Limited Company

address line1 → 26 Ladywell Walk
2026-07-28

26 LADYWELL WALK

post town → Birmingham
2026-07-28

BIRMINGHAM

officer appointed → LEUNG, Suk Yin
2026-07-28
officer appointed → LEUNG, Leo Wing Hao
2026-07-28
officer appointed → LEUNG, Suk Yin
2026-07-28
officer appointed → LEUNG, Wai Yan
2026-07-28

CompanyRankvs 45+ SIC 79110 peers
79

Financial strength98th percentile among SIC peers · 25/25
Employees90th percentile among SIC peers · 14/15
LiquidityCurrent ratio 2.82× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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45United (Travel And Finance) Limited
89
How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2025

Net Worth

£1.1M

Balance sheet strength

Cash

£544k

Cash in the bank

Net Current Assets

£364k

Working capital

Current Assets

£564k

Current Liabilities

£200k

Fixed Assets

£843k

Debtors

£20k

4avg. employees+3

Balance Sheet

Assets less current liabilities£1.2M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20252.82+£37k
20242.62—

Derived from filed accounts. Not audited figures.