J.A. Cover Limited

01976680

active

Private Limited Company

Companies House

Health Score

80 / 100

Healthy

30/30

Filing

10/30

Financial

40/40

Risk

Current liabilities exceed current assets (-10)

Details

FILKINS MILL, LECHLADE, GL7 3RF

Incorporated 14/01/1986

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

41100

Development of building projects

68209

Other letting and operating of own or leased real estate

Officers

Mrs Mary Jane Cover

secretary · Since 01/12/1991

HOUSEWIFE

BRITISH · UNITED KINGDOM · Age 76

Also on 11 other boards

Mr James Arnold Macpherson Cover

director · Since 01/12/1991

BUILDER

BRITISH · UNITED KINGDOM · Age 84

Also on 4 other boards

Mrs Mary Jane Cover

director · Since 01/12/1991

HOUSEWIFE

BRITISH · UNITED KINGDOM · Age 76

Also on 11 other boards

Mr Samuel James Cover

director · Since 02/04/2011

CHARTERED SURVEYOR

BRITISH · ENGLAND · Age 41

Also on 2 other boards

Georgina Mary Goldsmith

director · Since 02/04/2011

FLORIST/HOUSEWIFE

BRITISH · UNITED KINGDOM · Age 49

Also on 2 other boards

Mrs. Fiona Jane Tweedie

director · Since 02/04/2011

SPEECH AND LANGUAGE THERAPIST/HOUSEWIFE

BRITISH · UNITED KINGDOM · Age 47

Also on 3 other boards

Persons with Significant Control

Mr James Arnold Macpherson Cover

significant-influence-or-control-as-trust

British · United Kingdom · Age 84

Filkins Mill, Lechlade, GL7 3RF

Notified 06/04/2016

Mrs. Fiona Jane Tweedie

significant-influence-or-control-as-trust

British · United Kingdom · Age 47

Filkins Mill, Lechlade, GL7 3RF

Notified 06/04/2016

Mrs Georgina Mary Goldsmith

significant-influence-or-control-as-trust

British · United Kingdom · Age 49

Filkins Mill, Lechlade, GL7 3RF

Notified 06/04/2016

Mr Samuel James Cover

significant-influence-or-control-as-trust

British · England · Age 41

Filkins Mill, Lechlade, GL7 3RF

Notified 06/04/2016

Mrs Mary Jane Cover

significant-influence-or-control-as-trust

British · United Kingdom · Age 76

Filkins Mill, Lechlade, GL7 3RF

Notified 06/04/2020

Charges0 outstanding

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 24/05/1989Registered 12/06/1989Satisfied 24/12/1999

CompanyRankvs 45080+ SIC 41100 peers
85

Financial strength98th percentile among SIC peers · 25/25

Employees95th percentile among SIC peers · 14/15

LiquidityCurrent ratio 1.98× · 16/20

Longevity15 years trading (max 15) · 15/15

Filing complianceAll filings up to date · 15/15

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4508J.A. Cover Limited

81

How is this score calculated?

Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 05/04/2025

Net Worth

£4.9M

Balance sheet strength

Cash

£118k

Cash in the bank

Net Current Assets

£539k

Working capital

Current Assets

£1.1M

Current Liabilities

£547k

Fixed Assets

£4.7M

Debtors

£968k

5avg. employees

Tax at Year End(2017)

Corp tax£50k

Balance Sheet

Assets less current liabilities£5.2M

Signed by 01976680 2024-04-06 2025-04-05 01976680 2025-04-05 01976680 core:OtherReservesSubtotal 2025-04-05 01976680 core:RetainedPrepared with Digita Accounts Production Advanced

EstimatesDerived

Year	Current Ratio	Implied Profit
2025	1.98	+£1.1M
2024	1.55	+£77k
2023	1.41	+£215k
2022	1.42	-£298k
2021	1.77	-£57k
2020	2.08	+£225k
2019	1.71	+£284k
2017	1.42	—

Derived from filed accounts. Not audited figures.