Focustime Limited

01998735

active

Private Limited Company

Companies House

Health Score

76 / 100

Some Concerns

30/30

Filing

10/30

Financial

36/40

Risk

Current liabilities exceed current assets (-10)
2 outstanding charges (-4)

Details

2ND FLOOR 69 HIGH STREET, RAYLEIGH, SS6 7EJ

Incorporated 12/03/1986

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68209

Other letting and operating of own or leased real estate

Officers

Mr Gary James Lockett

director · Since 22/10/2007

DIRECTOR

BRITISH · ENGLAND · Age 63

Also on 8 other boards

Miss Kara Holly Lockett

director · Since 01/12/2014

STUDENT

BRITISH · UNITED KINGDOM · Age 29

Also on 6 other boards

Miss Sian April Lockett

director · Since 01/12/2014

INSURANCE EXECUTIVE

BRITISH · UNITED KINGDOM · Age 33

Also on 6 other boards

Mrs Hayley Angela Oliver

secretary · Since 04/09/2015

Also on 5 other boards

Mrs Hayley Angela Oliver

director · Since 14/08/2018

ADMINISTRATOR

BRITISH · ENGLAND · Age 51

Also on 5 other boards

Persons with Significant Control

Mr Gary James Lockett

significant-influence-or-control-as-firm

British · United Kingdom · Age 63

2nd, Floor 69 High Street, Rayleigh, SS6 7EJ

Notified 26/02/2017

Charges2 outstanding

Charge

outstanding

SECURE TRUST BANK PLC

Created 06/12/2021Registered 07/12/2021

Charge

outstanding

SECURE TRUST BANK PLC

Created 06/12/2021Registered 07/12/2021

Charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 05/01/2021Registered 06/01/2021Satisfied 08/12/2021

Charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 19/07/2016Registered 21/07/2016Satisfied 08/12/2021

Charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 20/07/2016Registered 21/07/2016Satisfied 08/12/2021

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 22/10/2007Registered 06/11/2007Satisfied 08/12/2021

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 22/10/2007Registered 03/11/2007Satisfied 14/12/2021

charge

satisfied

BRITANNIC MONEY PLC

Created 28/10/2002Registered 08/11/2002Satisfied 08/08/2007

charge

satisfied

BRITANNIC MONEY PLC

Created 28/10/2002Registered 08/11/2002Satisfied 08/08/2007

charge

satisfied

BRITANNIC MONEY PLC

Created 28/10/2002Registered 08/11/2002Satisfied 08/08/2007

charge

satisfied

BRITANNIC MONEY PLC

Created 01/08/2002Registered 08/08/2002Satisfied 08/08/2007

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 15/10/2001Registered 27/10/2001Satisfied 08/08/2007

charge

satisfied

CAPITAL HOME LOANS LIMITED

Created 24/02/1999Registered 16/03/1999Satisfied 12/10/2007

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 05/11/1997Registered 12/11/1997Satisfied 08/08/2007

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 14/11/1996Registered 26/11/1996Satisfied 08/08/2007

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 30/10/1996Registered 11/11/1996Satisfied 08/08/2007

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 23/08/1996Registered 09/09/1996Satisfied 08/08/2007

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 09/10/1995Registered 13/10/1995Satisfied 08/08/2007

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 11/07/1995Registered 20/07/1995Satisfied 08/08/2007

charge

satisfied

IRISH PERMANENT PLC

Created 30/06/1995Registered 05/07/1995Satisfied 08/08/2007

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 15/02/1995Registered 21/02/1995Satisfied 08/08/2007

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 12/12/1994Registered 19/12/1994Satisfied 08/08/2007

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 28/04/1994Registered 06/05/1994Satisfied 08/08/2007

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 25/10/1993Registered 10/11/1993Satisfied 08/08/2007

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 28/10/1993Registered 10/11/1993Satisfied 08/08/2007

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 04/08/1993Registered 18/08/1993Satisfied 08/08/2007

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 31/03/1993Registered 07/04/1993Satisfied 08/08/2007

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 31/03/1993Registered 07/04/1993Satisfied 08/08/2007

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 24/06/1991Registered 03/07/1991Satisfied 08/08/2007

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 01/03/1991Registered 06/03/1991Satisfied 08/08/2007

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 25/01/1989Registered 14/02/1989Satisfied 17/05/1993

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 27/06/1988Registered 15/06/1988Satisfied 17/05/1993

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 20/11/1987Registered 08/12/1987Satisfied 17/05/1993

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 26/11/1987Registered 02/12/1987Satisfied 17/05/1993

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 11/11/1987Registered 23/11/1987Satisfied 17/05/1993

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 11/03/1987Registered 20/03/1987Satisfied 17/05/1993

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 27/01/1987Registered 06/02/1987Satisfied 17/05/1993

CompanyRankvs 15371+ SIC 68209 peers
67

Financial strength96th percentile among SIC peers · 24/25

Employees18th percentile among SIC peers · 3/15

LiquidityCurrent ratio 179.36× · 20/20

Longevity15 years trading (max 15) · 15/15

Filing complianceAll filings up to date · 15/15

Outstanding charges -10

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15371Focustime Limited

How is this score calculated?

Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/05/2025

Net Worth

£1.8M

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£1.8M

Working capital

Current Assets

£1.8M

Current Liabilities

£10k

0avg. employees-1

Prepared with CCH Software

EstimatesDerived

Year	Current Ratio	Implied Profit
2025	179.36	+£42k
2024	—	+£0
2023	Infinity	+£0
2022	102.44	+£72k
2021	217.57	+£0
2020	217.57	+£33k
2019	147.92	+£0

Derived from filed accounts. Not audited figures.

Focustime Limited

Details

Compliance

Industry

Officers

Persons with Significant Control

Charges2 outstanding

CompanyRankvs 15371+ SIC 68209 peers67

Key FinancialsYear ending 31/05/2025

EstimatesDerived

CompanyRankvs 15371+ SIC 68209 peers
67