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Topspot Properties Limited

02142481

active
ltd
england wales
Companies House
Health Score
74 / 100

Some Concerns

30/30
Filing
10/30
Financial
34/40
Risk
  • Current liabilities exceed current assets (-10)
  • 3 outstanding charges (-6)

Details

Dovedon Hall, Whepstead, Bury St Edmunds, IP29 4UB
Incorporated 25/06/1987

Compliance

Last accounts

30/06/2025

total exemption full

Next accounts due

31/03/2027

On track

Confirmation statement

Last: 10/11/2025

Due 24/11/2026

On track

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate

Officers

Mr Michael Christopher Whatley

director · Since 10/11/1991

SOLICITOR

BRITISH · ENGLAND · Age 80

Also on 10 other boards

Mrs Gillian Whatley

director · Since 18/12/2019

DIRECTOR

BRITISH · UNITED KINGDOM · Age 71

Michael Christopher Whatley

director

British · England · Age 80

Gillian Whatley

director · Since 18/12/2019

British · United Kingdom · Age 71

Former

Demosthenis Chrysanthou

director · Resigned 04/11/1992

Michael Christopher Whatley

secretary · Resigned 20/10/2011

Patricia Mary Whatley

director · Resigned 20/10/2011

Persons with Significant Control

Mr Michael Christopher Whatley

75–100% shares
75–100% votes
Appoint directors

British · United Kingdom · Age 80

13 High Street, Newmarket, CB8 8LX

Notified 06/04/2016

Charges3 outstanding

Charge
outstanding

THE MORTGAGE LENDER LIMITED

Created 02/02/2023Registered 02/02/2023
Charge
satisfied

LLOYDS BANK PLC

Created 28/01/2020Registered 28/01/2020Satisfied 16/06/2025
charge
outstanding

ONE SAVING BANK PLC T/A KENT RELIANCE BANKING SERVICES

Created 24/02/2012Registered 03/03/2012
charge
satisfied

LLOYDS TSB BANK PLC (THE BANK)

Created 17/02/2012Registered 01/03/2012Satisfied 20/06/2025
charge
outstanding

RACHEL LEMKOV

Created 26/01/2009Registered 28/01/2009

Change History

statusactive
2026-07-26

Active

typeltd
2026-07-26

Private Limited Company

address line1Dovedon Hall
2026-07-26

DOVEDON HALL

post townBury St Edmunds
2026-07-26

BURY ST EDMUNDS

officer appointedWHATLEY, Gillian
2026-07-26
officer appointedWHATLEY, Michael Christopher
2026-07-26

CompanyRankvs 35086+ SIC 68100 peers
52

Financial strength92th percentile among SIC peers · 23/25
Employees19th percentile among SIC peers · 3/15
LiquidityCurrent ratio 0.83× · 6/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2025

Net Worth

£369k

Balance sheet strength

Cash

£151k

Cash in the bank

Net Current Assets

-£44k

Working capital

Current Assets

£216k

Current Liabilities

£260k

Fixed Assets

£777k

Debtors

£65k

0avg. employees-1

Balance Sheet

Assets less current liabilities£733k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20250.83-£16k
20240.11+£9k
20230.05

Derived from filed accounts. Not audited figures.