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Lowe And Oliver Limited

02152241

active
Private Limited Company
england wales
Companies House
Health Score
88 / 100

Healthy

30/30
Filing
20/30
Financial
38/40
Risk
  • Going concern doubt noted in accounts (-10)
  • 1 outstanding charge (-2)

Details

CUMNOR ROAD WOOTTON, OXFORD, OX1 5JW
Incorporated 03/08/1987

Compliance

Last accounts

31/01/2025

medium

Next accounts due

31/10/2026

On track

Confirmation statement

Last: 31/07/2025

Due 14/08/2026

On track

Industry

43210
Electrical installation
43220
Plumbing, heat and air-conditioning installation

Officers

Mr Rupert James Graham Lowe

director · Since 31/12/1990

COMMODITIES DEALER

ENGLISH · ENGLAND · Age 68

Also on 18 other boards

Mr Paul Tuson

director · Since 01/02/2005

ELECTRICAL ENGINEER

BRITISH · ENGLAND · Age 55

Mr Frederick James Lowe

director · Since 10/02/2021

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 35

Also on 8 other boards

Mr Damian Gilchrist Wyles

director · Since 06/12/2021

CHARTERED ACCOUNTANT

BRITISH · ENGLAND · Age 46

Also on 3 other boards

Mr Damian Gilchrist Wyles

secretary · Since 06/12/2021

Also on 3 other boards

Mr Guy Jones

director · Since 08/12/2022

ELECTRICAL ENGINEER

BRITISH · ENGLAND · Age 56

Also on 1 other board

Mr Adam Michael Lygo

director · Since 01/05/2026

BRITISH · ENGLAND · Age 44

Mr Marc Gass

director · Since 01/05/2026

BRITISH · ENGLAND · Age 35

Persons with Significant Control

Lowe Holdings Ltd

75–100% shares
75–100% votes
Appoint directors

Lowe And Oliver, Cumnor Road, Oxford, OX1 5JW

Reg: 00280349 · Companies House · Limited Company

Notified 01/07/2016

Charges1 outstanding

charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 21/03/1997Registered 02/04/1997
charge
satisfied

J BRAND LIMITED

Created 15/01/1996Registered 27/01/1996Satisfied 24/10/1998
charge
satisfied

BARCLAYS BANK PLC

Created 12/07/1993Registered 16/07/1993Satisfied 03/04/1996
charge
satisfied

BARCLAYS BANK PLC

Created 11/10/1990Registered 26/10/1990Satisfied 12/01/2013

CompanyRankvs 1811+ SIC 43210 peers
62

Financial strength99th percentile among SIC peers · 25/25
Employees100th percentile among SIC peers · 15/15
LiquidityCurrent ratio 1.17× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
Show leaderboard
How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to going co

Key FinancialsYear ending 31/01/2025

Turnover

£27.7M

Annual revenue

Net Worth

£1.5M

Balance sheet strength

Cash

£1.2M

Cash in the bank

Profit Before Tax

£534k

Bottom line earnings

Net Current Assets

£1.0M

Working capital

Current Assets

£7.3M

Current Liabilities

£6.2M

Fixed Assets

£577k

Debtors

£5.0M

Cost of Sales

£23.5M

Gross Profit

£4.2M

Admin Expenses

£3.7M

Operating Profit

£520k

Profit After Tax

£488k

128avg. employees

Tax at Year End

Corp tax£46k

People Costs

Wages & salaries£5.7M
NI contributions£528k

Balance Sheet

Bank loans & overdrafts£180k
Assets less current liabilities£1.6M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.17+£488k
20241.15+£300k
20231.18-£92k
20221.26-£259k
20211.25-£42k
20201.18+£352k
20191.16

Derived from filed accounts. Not audited figures.