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A. And R. Bruce Limited

02152946

active
Private Limited Company
england wales
Companies House
Health Score
74 / 100

Some Concerns

30/30
Filing
10/30
Financial
34/40
Risk
  • Current liabilities exceed current assets (-10)
  • 3 outstanding charges (-6)

Details

7 CHURCH STREET, SANDY, SG19 2AN
Incorporated 06/08/1987

Compliance

Last accounts

31/03/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 31/12/2025

Due 14/01/2027

On track

Industry

41202
Construction of domestic buildings

Officers

Mr Andrew Keith Bruce

director · Since 31/12/1991

BUILDER

BRITISH · ENGLAND · Age 62

Persons with Significant Control

Mr Andrew Keith Bruce

75–100% shares

British · England · Age 62

7, Church Street, Sandy, SG19 2AN

Notified 31/12/2016

Charges3 outstanding

Charge
outstanding

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IAN SIDNEY WREN AND CHRISTINE WREN

Created 12/08/2011Registered 31/08/2011
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 19/01/2007Registered 24/01/2007
charge
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BARCLAYS BANK PLC

Created 19/01/1995Registered 07/02/1995Satisfied 29/09/2007
charge
satisfied

BARCLAYS BANK PLC

Created 30/11/1994Registered 05/12/1994Satisfied 29/09/2007
charge
satisfied

BARCLAYS BANK PLC

Created 23/11/1993Registered 03/12/1993Satisfied 29/09/2007
charge
satisfied

BARCLAYS BANK PLC

Created 23/11/1993Registered 03/12/1993Satisfied 29/09/2007
charge
satisfied

BARCLAYS BANK PLC

Created 24/02/1993Registered 08/03/1993Satisfied 29/09/2007
charge
satisfied

BARCLAYS BANK PLC

Created 24/02/1993Registered 08/03/1993Satisfied 29/09/2007
charge
satisfied

BARCLAYS BANK PLC

Created 08/04/1992Registered 16/04/1992Satisfied 29/09/2007
charge
satisfied

BARCLAYS BANK PLC

Created 17/07/1991Registered 25/07/1991Satisfied 29/09/2007
charge
satisfied

BARCLAYS BANK PLC

Created 10/02/1989Registered 21/02/1989Satisfied 29/09/2007
charge
satisfied

BARCLAYS BANK PLC

Created 07/11/1988Registered 23/11/1988Satisfied 29/09/2007
charge
satisfied

BARCLAYS BANK PLC

Created 07/11/1988Registered 23/11/1988Satisfied 29/09/2007
charge
satisfied

BARCLAYS BANK PLC

Created 05/02/1988Registered 11/02/1988Satisfied 29/09/2007

CompanyRankvs 2456+ SIC 41202 peers
70

Financial strength98th percentile among SIC peers · 25/25
Employees33th percentile among SIC peers · 5/15
LiquidityCurrent ratio 2.4× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees5/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£1.4M

Balance sheet strength

Cash

£122k

Cash in the bank

Net Current Assets

£885k

Working capital

Current Assets

£1.5M

Current Liabilities

£633k

Fixed Assets

£498k

Debtors

£715k

1avg. employees

Tax at Year End

Corp tax£5k

Balance Sheet

Assets less current liabilities£1.4M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20252.40+£40k
20243.28-£8k
20233.27-£10k
20225.08+£177k
20214.75+£74k
20208.36+£67k
20196.35

Derived from filed accounts. Not audited figures.