Back to search

Finance-U-Limited

02167930

active
Private Limited Company
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
0/30
Financial
40/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)

Details

18 THE PADDOCKS, S.GLAMORGAN, CF64 5BW
Incorporated 22/09/1987

Compliance

Last accounts

30/06/2025

total exemption full

Next accounts due

31/03/2027

On track

Confirmation statement

Last: 31/12/2025

Due 14/01/2027

On track

Industry

64929
64929

Officers

Mr Graham Alexander Humphries

secretary · Since 31/12/1991

BRITISH · WALES · Age 81

Also on 35 other boards

Mr Graham Alexander Humphries

director · Since 31/12/1991

MOTOR DEALER

BRITISH · WALES · Age 81

Also on 35 other boards

Mr Paul Alexander Humphries

director · Since 08/08/2019

DIRECTOR

BRITISH · WALES · Age 54

Also on 10 other boards

Persons with Significant Control

Mr Graham Alexander Humphries

75–100% shares
75–100% votes
Appoint directors

British · Wales · Age 81

18, The Paddocks, S.Glamorgan, CF64 5BW

Notified 06/04/2016

Charges0 outstanding

Charge
satisfied

BARCLAYS BANK PLC

Created 08/07/2019Registered 11/07/2019Satisfied 31/07/2024
Charge
satisfied

SHAWBROOK BANK LIMITED

Created 12/11/2013Registered 13/11/2013Satisfied 31/07/2024
charge
satisfied

RICHARD C BIRCHER (HOLDINGS) LIMITED

Created 06/11/2012Registered 09/11/2012Satisfied 31/07/2024
charge
satisfied

BARCLAYS BANK PLC

Created 19/06/2006Registered 04/07/2006Satisfied 31/07/2024
charge
satisfied

SINGER & FRIEDLANDER LEASING LIMITED

Created 27/02/2004Registered 04/03/2004Satisfied 31/07/2024
charge
satisfied

YORKSHIRE BANK PLC

Created 20/03/2003Registered 04/04/2003Satisfied 06/05/2010
charge
satisfied

FIRST NATIONAL BANK PLC

Created 13/08/2002Registered 14/08/2002Satisfied 06/05/2010
charge
satisfied

FIRST NATIONAL BANK PLC

Created 29/05/2002Registered 30/05/2002Satisfied 06/05/2010
charge
satisfied

FIRST NATIONAL BANK PLC

Created 05/04/2002Registered 13/04/2002Satisfied 06/05/2010
charge
satisfied

FIRST NATIONAL BANK PLC

Created 21/01/2002Registered 24/01/2002Satisfied 06/05/2010
charge
satisfied

FIRST NATIONAL BANK PLC

Created 01/11/2001Registered 07/11/2001Satisfied 06/05/2010
charge
satisfied

FIRST NATIONAL BANK PLC

Created 02/10/2001Registered 05/10/2001Satisfied 06/05/2010
charge
satisfied

FIRST NATIONAL BANK PLC

Created 22/08/2001Registered 24/08/2001Satisfied 06/05/2010
charge
satisfied

FIRST NATIONAL BANK PLC

Created 03/07/2001Registered 07/07/2001Satisfied 06/05/2010
charge
satisfied

FIRST NATIONAL BANK PLC

Created 23/05/2001Registered 30/05/2001Satisfied 06/05/2010
charge
satisfied

FIRST NATIONAL BANK PLC

Created 28/03/2001Registered 06/04/2001Satisfied 06/05/2010
charge
satisfied

ASSOCIATES COMMERCIAL CORPORATION LIMITED

Created 14/02/2001Registered 15/02/2001Satisfied 06/05/2010
charge
satisfied

FIRST NATIONAL BANK PLC

Created 19/09/2000Registered 03/10/2000Satisfied 06/05/2010
charge
satisfied

FIRST NATIONAL BANK PLC

Created 03/12/1999Registered 10/12/1999Satisfied 06/05/2010
charge
satisfied

FIRST NATIONAL BANK PLC

Created 13/08/1999Registered 18/08/1999Satisfied 08/01/2014
charge
satisfied

FIRST NATIONAL BANK PLC

Created 26/03/1998Registered 07/04/1998Satisfied 08/01/2014
charge
satisfied

RIGGS BANK EUROPE LIMITED

Created 20/01/1998Registered 30/01/1998Satisfied 08/01/2014
charge
satisfied

FIRST NATIONAL BANK PLC

Created 06/01/1998Registered 07/01/1998Satisfied 08/01/2014
charge
satisfied

FIRST NATIONAL BANK PLC

Created 17/10/1997Registered 18/10/1997Satisfied 06/05/2010
charge
satisfied

THE CO-OPERATIVE BANK PLC

Created 25/10/1996Registered 12/11/1996Satisfied 08/01/2014
charge
satisfied

JAPAN LEASING (EUROPE) PLC

Created 24/10/1996Registered 28/10/1996Satisfied 14/05/2010
charge
satisfied

BARCLAYS BANK PLC

Created 25/09/1996Registered 01/10/1996Satisfied 09/05/2001
charge
satisfied

HITACHI CREDIT (U.K.) PLC

Created 16/08/1995Registered 17/08/1995Satisfied 08/01/2014

CompanyRankvs 1142+ SIC 64929 peers
40

Financial strength6th percentile among SIC peers · 2/25
Employees16th percentile among SIC peers · 2/15
LiquidityCurrent ratio 0.86× · 6/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Show leaderboard
1Combined Counties Properties Limited
90
2Haydock Finance Limited
90
3Miltons (Liverpool) Limited
89
4Eric G. Milton Limited
89
5Business & Enterprise Finance Ltd.
89
6Trevor Osborne Limited
88
7Ofriscate Limited
88
8S.S. Milton Limited
88
9Astrea Limited
88
10G.A. Pawnbrokers Limited
88
1142Finance-U-Limited
36
How is this score calculated?
Financial strength2/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2025

Net Worth

-£91k

Balance sheet strength

Cash

£14k

Cash in the bank

Net Current Assets

-£91k

Working capital

Current Assets

£571k

Current Liabilities

£662k

Debtors

£528k

0avg. employees

Director Loans(2023)

Company owes directors£750k

Balance Sheet

Bank loans & overdrafts£17k
Assets less current liabilities-£91k
Prepared with Caseware UK (AP4) 2024.0.164

EstimatesDerived

YearCurrent RatioImplied Profit
20250.86+£0
20250.86-£565k
20241.67-£137k
20231.82-£56k
20221.83-£2k
20211.92-£155k
20202.02-£380k
20172.76—

Derived from filed accounts. Not audited figures.