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Stone Hardy Limited

02171820

active
ltd
england wales
Companies House
Health Score
74 / 100

Some Concerns

30/30
Filing
10/30
Financial
34/40
Risk
  • Loss before tax (-10)
  • Going concern doubt noted in accounts (-10)
  • 3 outstanding charges (-6)

Details

No 38 The Maltings No 38 The Maltings Business Center, The Maltings, Stanstead Abbotts, SG12 8HG
Incorporated 30/09/1987

Previously known as

Ratcliff Care Limited · until 13/06/2006

Compliance

Last accounts

31/12/2024

medium

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 15/10/2025

Due 29/10/2026

On track

Industry

45200
Maintenance and repair of motor vehicles

Officers

John Edward Ratcliff

director

British · England · Age 90

Mark Christopher David Ivinson

secretary · Since 01/01/2007

British

Michael John Samuel

director · Since 01/09/2019

British · England · Age 58

Freddy Thomas Ronald Boxall

director · Since 01/11/2023

British · England · Age 54

Kane Marcus Decieco

director · Since 01/11/2025

British · England · Age 42

Former

James Lines

director · Resigned 06/03/1992

Simon Kenneth Stuart

director · Resigned 29/10/1999

Robert Geoffrey Nice

director · Resigned 01/11/2003

John Graham Lane

secretary · Resigned 01/01/2007

John Graham Lane

director · Resigned 01/01/2007

Louise Anne Biggs

director · Resigned 11/12/2009

Stephen Charles Mulvaney

director · Resigned 15/02/2012

Jean Florence Ratcliff

director · Resigned 22/11/2013

Sarah-Jane Whitmore

director · Resigned 30/06/2015

Paul Clark

director · Resigned 31/03/2018

Grantley William Ford

director · Resigned 30/04/2020

Andrew David Richard Kitchen

director · Resigned 30/04/2020

Persons with Significant Control

Mr John Edward Ratcliff

Appoint directors

British · England · Age 90

No 38 The Maltings, No 38 The Maltings Business Center, Stanstead Abbotts, SG12 8HG

Notified 06/04/2016

Charges3 outstanding

Charge
outstanding

RBS INVOICE FINANCE LTD

Created 31/10/2022Registered 01/11/2022
Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 21/06/2016Registered 01/07/2016
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 08/02/1999Registered 22/02/1999

Change History

statusactive
2026-06-04

Active

typeltd
2026-06-04

Private Limited Company

address line1No 38 The Maltings No 38 The Maltings Business Center
2026-06-04

NO 38 THE MALTINGS NO 38 THE MALTINGS BUSINESS CENTER

post townStanstead Abbotts
2026-06-04

STANSTEAD ABBOTTS

officer appointedIVINSON, Mark Christopher David
2026-06-04
officer appointedBOXALL, Freddy Thomas Ronald
2026-06-04
officer appointedDECIECO, Kane Marcus
2026-06-04
officer appointedRATCLIFF, John Edward
2026-06-04
officer appointedSAMUEL, Michael John
2026-06-04

CompanyRankvs 2198+ SIC 45200 peers
62

Financial strength98th percentile among SIC peers · 25/25
Employees100th percentile among SIC peers · 15/15
LiquidityCurrent ratio 1.34× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to going co

Key FinancialsYear ending 31/12/2024

Turnover

£13.4M

Annual revenue

Net Worth

£1.4M

Balance sheet strength

Cash

£195k

Cash in the bank

Profit Before Tax

-£23k

Bottom line earnings

Net Current Assets

£1.3M

Working capital

Current Assets

£5.0M

Current Liabilities

£3.7M

Fixed Assets

£214k

Debtors

£3.9M

Cost of Sales

£10.2M

Gross Profit

£3.2M

Admin Expenses

£3.2M

Operating Profit

£15k

Profit After Tax

-£17k

131avg. employees+7

People Costs

Wages & salaries£4.9M
NI contributions£491k

Balance Sheet

Assets less current liabilities£1.5M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20241.34-£17k
20231.56+£2.1M
20211.24

Derived from filed accounts. Not audited figures.