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Fm Palmer Limited

02197974

active
Private Limited Company
england wales
Companies House
Health Score
67 / 100

Some Concerns

25/30
Filing
10/30
Financial
32/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • 4 outstanding charges (-8)

Details

FLORENCE HOUSE, LUCAS GREEN ROAD, WOKING, GU24 9LD
Incorporated 24/11/1987

Compliance

Last accounts

31/12/2024

micro entity

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 30/11/2025

Due 14/12/2026

On track

Industry

68209
Other letting and operating of own or leased real estate
74100
Specialised design activities

Officers

Mrs Francesca Culverwell Palmer

secretary · Since 03/09/1991

ENGLISH · UNITED KINGDOM · Age 79

Also on 7 other boards

Mrs Francesca Culverwell Palmer

director · Since 03/09/1991

DESIGNER

ENGLISH · UNITED KINGDOM · Age 79

Also on 7 other boards

Mr Michael Palmer

director · Since 15/11/2011

SALES ENGINEER

BRITISH · ENGLAND · Age 80

Persons with Significant Control

Mr Michael Palmer

25–50% shares
25–50% votes
Significant control

English · England · Age 80

Florence House, Lucas Green Road, Woking, GU24 9LD

Notified 07/04/2016

Mrs Francesca Culverwell Palmer

25–50% shares
25–50% votes
Significant control

English · United Kingdom · Age 79

Florence House, Lucas Green Road, Woking, GU24 9LD

Notified 07/04/2016

Charges4 outstanding

Charge
outstanding

LLOYDS BANK PLC

Created 03/05/2016Registered 04/05/2016
Charge
outstanding

LLOYDS BANK PLC

Created 15/12/2015Registered 16/12/2015
charge
outstanding

MIDLAND BANK PLC

Created 04/11/1996Registered 13/11/1996
charge
outstanding

MIDLAND BANK PLC

Created 20/12/1988Registered 30/12/1988

CompanyRankvs 38572+ SIC 68209 peers
57

Financial strength91th percentile among SIC peers · 23/25
Employees77th percentile among SIC peers · 12/15
LiquidityCurrent ratio 0.03× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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38572Fm Palmer Limited
67
How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£679k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£554k

Working capital

Current Assets

£14k

Current Liabilities

£569k

Fixed Assets

£1.2M

2avg. employees

Balance Sheet

Assets less current liabilities£679k
Prepared with Companies House

EstimatesDerived

YearCurrent RatioImplied Profit
20240.03+£17k
20230.03—

Derived from filed accounts. Not audited figures.