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Creedpoint Limited

02300447

active
Private Limited Company
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
10/30
Financial
30/40
Risk
  • Current liabilities exceed current assets (-10)
  • 6 outstanding charges (-10)

Details

CHURCHFIELD HOUSE, DUDLEY, DY2 8RG
Incorporated 27/09/1988

Compliance

Last accounts

31/03/2025

small

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 31/07/2025

Due 14/08/2026

On track

Industry

68209
Other letting and operating of own or leased real estate

Officers

Mrs Pamela Jane Higgs

secretary · Since 05/07/1991

BRITISH · UNITED KINGDOM · Age 74

Also on 21 other boards

Mr Alan Hugh Higgs Fca

director · Since 05/07/1991

DIRECTOR

BRITISH · ENGLAND · Age 75

Also on 16 other boards

Mrs Pamela Jane Higgs

director · Since 05/07/1991

DIRECTOR

BRITISH · UNITED KINGDOM · Age 74

Also on 21 other boards

Andrew Scott Douglas Higgs

director · Since 03/08/2016

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 46

Also on 7 other boards

Mr Phillip James Higgs

director · Since 03/08/2016

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 43

Also on 2 other boards

Persons with Significant Control

T H Baker Global Incorporated Limited

75–100% shares
75–100% votes
Appoint directors

5-6, Long Lane, Rowley Regis, B65 0JA

Reg: 11719694 · England & Wales · Limited Liability Company

Notified 20/12/2018

Former PSCs

T H Baker Group Limited

Ceased 19/03/2020

T H Baker Holdings Limited

Ceased 20/01/2026

Charges6 outstanding

Charge
outstanding

BARCLAYS BANK PLC

Created 14/04/2015Registered 21/04/2015
Charge
outstanding

PAMELA JANE HIGGS · ALAN HUGH HIGGS

Created 27/03/2015Registered 02/04/2015
Charge
outstanding

BARCLAYS BANK PLC

Created 18/09/2013Registered 23/09/2013
charge
outstanding

BARCLAYS BANK PLC

Created 23/04/2012Registered 26/04/2012
charge
outstanding

BARCLAYS BANK PLC

Created 01/08/2011Registered 06/08/2011
charge
outstanding

BARCLAYS BANK PLC

Created 06/07/2011Registered 12/07/2011
charge
satisfied

HSBC BANK PLC

Created 14/09/2004Registered 23/09/2004Satisfied 09/09/2011
charge
satisfied

HSBC BANK PLC

Created 16/03/2001Registered 23/03/2001Satisfied 09/09/2011
charge
satisfied

MIDLAND BANK PLC

Created 21/07/1998Registered 23/07/1998Satisfied 09/09/2011
charge
satisfied

MIDLAND BANK PLC

Created 05/02/1997Registered 14/02/1997Satisfied 09/09/2011
charge
satisfied

MIDLAND BANK PLC

Created 05/02/1997Registered 11/02/1997Satisfied 09/09/2011
charge
satisfied

MIDLAND BANK PLC

Created 05/02/1997Registered 11/02/1997Satisfied 09/09/2011
charge
satisfied

BARCLAYS BANK PLC

Created 07/07/1995Registered 13/07/1995Satisfied 26/06/2007
charge
satisfied

BARCLAYS BANK PLC

Created 25/03/1989Registered 30/08/1989Satisfied 26/06/2007
charge
satisfied

BARCLAYS BANK PLC

Created 25/03/1989Registered 30/03/1989Satisfied 26/06/2007

CompanyRankvs 15344+ SIC 68209 peers
67

Financial strength96th percentile among SIC peers · 24/25
Employees18th percentile among SIC peers · 3/15
LiquidityCurrent ratio 9.12× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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15344Creedpoint Limited
77
How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£1.9M

Balance sheet strength

Cash

£941

Cash in the bank

Net Current Assets

£229k

Working capital

Current Assets

£257k

Current Liabilities

£28k

Debtors

£256k

0avg. employees

Tax at Year End(2023)

Corp tax£0

Balance Sheet

Intangible assets£0
Assets less current liabilities£1.9M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20259.12+£0
20259.12+£69k
20243.55+£81k
20230.09+£79k
20220.07—

Derived from filed accounts. Not audited figures.