Zap 1 Realisations Limited

The Governor and Company of the Bank of Scotland

Freehold property k/a east quintain cottage speldhurst road langton green tunbridge wells TN3 0JW t/n K202027 and freehold property k/a west quintain cottage speldhurst road langton green tunbridge wells TN3 0JW t/n K823298. Fixed and floating charges over the undertaking and all property and assets present and future including goodwill bookdebts uncalled capital buildings fixtures fixed plant and machinery.

All monies due or to become due from the company to the chargee under the terms of the aforementioned instrument creating or evidencing the charge

Bibby Factors Sussex Limited

(I) by way of fixed charge any present or future debt the ownership of which fail to vest absolutely and effectively in the security holder for any reason together with the related rights (the factored debts) and (ii) all amounts of indebtedness due to the company on any account whatsoever other than the factored debts (the other debts).by way of floating charge all the undertaking and all the property rights and assets.

All monies due or to become due from the company to the chargee and whether arising under the factoring agreement or otherwise

National Westminster Bank PLC

A specific equitable charge over all freehold and leasehold properties and/or the proceeds of sale thereof fixed and floating charges over undertaking and all property and assets present and future including goodwill bookdebts and the benefits of any licences.

All monies due or to become due from the company to the chargee on any account whatsoever

Maddox Factoring (UK) Limited

By way of fixed equitable charge: I) any present or future debt (purchased or purported to be purchased by the security holder pursuant to the agreement) the ownership of which fail to vest absolutely and effectively in the security holder for any reason together with the related rights (as defined in the agreement) pertaining to such debt ("the factored debts");and ii) all amounts of indebtedness now or at any time hereafter owing or becoming due to the company on any account whatsoever (together with the related rights pertaining thereto) other than the factored debts; floating charge all monies received in respect of the other debts and paid into the bank account referred to in clause 6(2) of the fixed and floating charge.

All monies due or to become due from the company to the chargee and whether arising under the agreement or otherwise

Lloyds Bank PLC

Fixed and floating charges over the undertaking and all property and assets present and future including goodwill bookdebts uncalled capital buildings fixtures fixed plant and machinery.

All monies due or to become due from the company to the chargee on any account whatsoever

National Westminster Bank PLC

A specific equitable charge over all freehold and leasehold properties and/or the proceeds of sale thereof fixed and floating charges over undertaking and all property and assets present and future including goodwill bookdebts and the benefits of any licences.

All monies due or to become due from the company to the chargee on any account whatsoever