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Whisper Developments Limited

02317018

active
Private Limited Company
england wales
Companies House
Health Score
84 / 100

Healthy

30/30
Filing
20/30
Financial
34/40
Risk
  • 3 outstanding charges (-6)

Details

4TH FLOOR, BRIGHTON, BN1 6AF
Incorporated 14/11/1988

Compliance

Last accounts

31/03/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 15/06/2025

Due 29/06/2026

On track

Industry

41100
Development of building projects
41202
Construction of domestic buildings
68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate

Officers

Mr Nicholas Rinaldo Monti

secretary · Since 14/11/1991

BRITISH · UNITED KINGDOM · Age 59

Also on 1 other board

Mr Nicholas Rinaldo Monti

director · Since 14/11/1991

BUILDER

BRITISH · ENGLAND · Age 59

Also on 1 other board

Persons with Significant Control

Mrs Rita Alexandra Monti

25–50% shares

British · England · Age 96

4th, Floor, Brighton, BN1 6AF

Notified 06/04/2016

Mr Nicholas Rinaldo Monti

25–50% shares

British · England · Age 59

4th, Floor, Brighton, BN1 6AF

Notified 06/04/2016

Charges3 outstanding

Charge
outstanding

CHL MORTGAGES FOR INTERMEDIARIES LIMITED

Created 26/08/2022Registered 15/09/2022
Charge
outstanding

LLOYDS BANK PLC

Created 30/01/2017Registered 15/02/2017
Charge
outstanding

LLOYDS BANK PLC

Created 11/11/2016Registered 11/11/2016
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 17/06/2004Registered 18/06/2004Satisfied 31/10/2016
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 14/02/2003Registered 19/02/2003Satisfied 31/10/2016
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 25/09/1998Registered 05/10/1998Satisfied 31/10/2016
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 01/12/1997Registered 09/12/1997Satisfied 31/10/2016
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 18/04/1997Registered 28/04/1997Satisfied 31/10/2016
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 06/09/1996Registered 11/09/1996Satisfied 31/10/2016
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 07/05/1991Registered 16/05/1991Satisfied 31/10/2016
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 03/09/1990Registered 06/09/1990Satisfied 31/10/2016
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 07/08/1990Registered 28/08/1990Satisfied 31/10/2016

CompanyRankvs 6835+ SIC 41100 peers
65

Financial strength90th percentile among SIC peers · 23/25
Employees15th percentile among SIC peers · 2/15
LiquidityCurrent ratio 2.36× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£488k

Balance sheet strength

Cash

£8k

Cash in the bank

Net Current Assets

£368k

Working capital

Current Assets

£638k

Current Liabilities

£270k

Fixed Assets

£492k

Debtors

£9k

0avg. employees-4

Tax at Year End

Corp tax£10k

Balance Sheet

Assets less current liabilities£860k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20252.36+£9k
20241.43-£54k
20231.46+£16k
20221.36+£55k
20211.53+£2k
20201.51-£27k
20191.66

Derived from filed accounts. Not audited figures.