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Discount Homes Limited

02320861

active
Private Limited Company
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
10/30
Financial
30/40
Risk
  • Current liabilities exceed current assets (-10)
  • 9 outstanding charges (-10)

Details

3 DUNSPRING LANE, ESSEX, IG5 0UA
Incorporated 23/11/1988

Compliance

Last accounts

31/03/2025

micro entity

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 13/05/2025

Due 27/05/2026

On track

Industry

41202
Construction of domestic buildings
68209
Other letting and operating of own or leased real estate

Officers

Mr Baljinder Singh Kalyan

secretary · Since 23/11/1991

BRITISH · Age 71

Also on 4 other boards

Mr Baljinder Singh Kalyan

director · Since 23/11/1991

BUILDER

BRITISH · ENGLAND · Age 71

Also on 4 other boards

Mr Sandeep Singh Kalyan

director · Since 17/07/2020

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 46

Also on 3 other boards

Persons with Significant Control

Former PSCs

Mr Sandeep Singh Kalyan

Ceased 13/05/2025

Mr Baljinder Singh Kalyan

Ceased 13/05/2025

Charges9 outstanding

Charge
outstanding

FLEET MORTGAGES LIMITED

Created 29/06/2023Registered 03/07/2023
Charge
outstanding

FLEET MORTGAGES LIMITED

Created 16/09/2022Registered 23/09/2022
Charge
outstanding

PARAGON BANK PLC

Created 22/10/2021Registered 27/10/2021
Charge
outstanding

ONESAVINGS BANK PLC

Created 11/01/2021Registered 11/01/2021
Charge
outstanding

ONESAVINGS BANK PLC

Created 21/12/2020Registered 21/12/2020
Charge
outstanding

ONESAVINGS BANK PLC

Created 27/02/2019Registered 27/02/2019
Charge
outstanding

ONESAVINGS BANK PLC

Created 25/05/2018Registered 01/06/2018
Charge
outstanding

PARAGON BANK PLC · PARAGON MORTGAGES (2010) LIMITED

Created 21/04/2017Registered 12/05/2017
Charge
outstanding

PARAGON MORTGAGES (2010) LIMITED

Created 21/04/2017Registered 12/05/2017
charge
satisfied

MORTGAGE EXPRESS

Created 05/05/2004Registered 06/05/2004Satisfied 01/09/2022
charge
satisfied

MORTGAGE EXPRESS

Created 18/11/2003Registered 19/11/2003Satisfied 01/09/2022
charge
satisfied

HSBC BANK PLC

Created 06/02/2003Registered 14/02/2003Satisfied 01/09/2022

CompanyRankvs 9217+ SIC 41202 peers
63

Financial strength70th percentile among SIC peers · 18/25
Employees62th percentile among SIC peers · 9/15
LiquidityCurrent ratio 1.53× · 16/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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9217Discount Homes Limited
69
How is this score calculated?
Financial strength18/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees9/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£16k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£39k

Working capital

Current Assets

£125k

Current Liabilities

£82k

Fixed Assets

£989k

2avg. employees

Balance Sheet

Assets less current liabilities£1.0M
Signed by 15 July 2025

EstimatesDerived

YearCurrent RatioImplied Profit
20251.53-£3k
202411.50+£2k
2023108.23+£6k
20221.36+£9k
20211.23-£2k
202073.41-£4k
201915.98—

Derived from filed accounts. Not audited figures.