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Retirement Security (Reading) Limited

02324219

active
Private Limited Company
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
0/30
Financial
40/40
Risk
  • Negative net worth (-10)
  • Going concern doubt noted in accounts (-10)

Details

UNIT 3 WELLESBOURNE DISTRIBUTION PARK LOXLEY ROAD, WARWICK, CV35 9JY
Incorporated 02/12/1988

Compliance

Last accounts

31/03/2025

small

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 18/10/2025

Due 01/11/2026

On track

Industry

41202
Construction of domestic buildings

Officers

Mr Nicholas Andrew Chriscoli

director · Since 12/10/2012

ESTATES DIRECTOR

BRITISH · UNITED KINGDOM · Age 64

Also on 2 other boards

Mrs Margaret Bessell

director · Since 26/11/2012

RETIRED

BRITISH · ENGLAND · Age 86

Also on 2 other boards

Mrs Michelle Juliet Hackett

director · Since 01/04/2022

MANAGING DIRECTOR

BRITISH · ENGLAND · Age 50

Also on 2 other boards

Ms Caroline Elizabeth Forward

secretary · Since 09/08/2024

Mr Michael John Prince

director · Since 10/03/2025

DIRECTOR

BRITISH · ENGLAND · Age 60

Also on 2 other boards

Mr Michael Anthony Manley

director · Since 05/11/2025

RETIRED

BRITISH · ENGLAND · Age 86

Also on 2 other boards

Persons with Significant Control

Retirement Security Limited

75–100% shares
75–100% votes
Appoint directors

Unit 3, Loxley Road, Warwick, CV35 9JY

Reg: 01612921 · Companies House · Limited By Shares

Notified 06/04/2016

Former PSCs

Mr Robert Bessell

Ceased 06/04/2016

Charges0 outstanding

charge
satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 21/12/2012Registered 03/01/2013Satisfied 14/06/2023
charge
satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC (THE SECURED PARTY)

Created 21/12/2012Registered 03/01/2013Satisfied 14/06/2023
charge
satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC (THE SECURED PARTY)

Created 29/06/2011Registered 11/07/2011Satisfied 14/06/2023
charge
satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 28/06/2011Registered 05/07/2011Satisfied 14/06/2023
charge
satisfied

STEPNELL LIMITED

Created 29/06/2011Registered 05/07/2011Satisfied 04/07/2023
charge
satisfied

MACKINNON (RSL-SPV) LLP

Created 13/05/2011Registered 17/05/2011Satisfied 01/07/2011
charge
satisfied

AIB GROUP (UK) PLC

Created 22/03/2011Registered 30/03/2011Satisfied 01/07/2011
charge
satisfied

AIB GROUP (UK) PLC

Created 27/01/2009Registered 28/01/2009Satisfied 01/07/2011
charge
satisfied

AIB GROUP (UK) PLC

Created 19/12/2007Registered 04/01/2008Satisfied 01/07/2011
charge
satisfied

AIB GROUP (UK) PLC

Created 19/12/2007Registered 04/01/2008Satisfied 01/07/2011
charge
satisfied

NATIONWIDE BUILDING SOCIETY,

Created 20/01/1994Registered 03/02/1994Satisfied 19/10/2007
charge
satisfied

NATIONWIDE BUILDING SOCIETY

Created 10/01/1994Registered 12/01/1994Satisfied 16/11/2007
charge
satisfied

NATIONWIDE BUILDING SOCIETY

Created 29/12/1993Registered 30/12/1993Satisfied 19/10/2007
charge
satisfied

NATIONWIDE BUILDINMG SOCIETY

Created 24/09/1993Registered 28/09/1993Satisfied 19/10/2007
charge
satisfied

NATIONWIDE BUILDING SOCIETY

Created 13/08/1993Registered 18/08/1993Satisfied 16/11/2007
charge
satisfied

NATIONWIDE BUILDING SOCIETY

Created 10/05/1993Registered 13/05/1993Satisfied 19/10/2007
charge
satisfied

NATIONWIDE BUILDING SOCIETY

Created 10/05/1993Registered 13/05/1993Satisfied 19/10/2007
charge
satisfied

NATIONWIDE BUILDING SOCIETY

Created 10/02/1993Registered 26/02/1993Satisfied 19/10/2007
charge
satisfied

NATIONWIDE BUILDING SOCIETY

Created 10/02/1993Registered 17/02/1993Satisfied 19/10/2007
charge
satisfied

NATIONWIDE BUILDING SOCIETY

Created 30/12/1992Registered 31/12/1992Satisfied 22/06/1993
charge
satisfied

NATIONWIDE BUILDING SOCIETY

Created 30/12/1992Registered 31/12/1992Satisfied 19/10/2007
charge
satisfied

NATIONWIDE BUILDING SOCIETY

Created 19/08/1992Registered 02/09/1992Satisfied 19/10/2007
charge
satisfied

NATIONWIDE BUILDING SOCIETY

Created 19/08/1992Registered 02/09/1992Satisfied 19/10/2007
charge
satisfied

NATIONWIDE BUILDING SOCIETY

Created 11/08/1992Registered 13/08/1992Satisfied 19/10/2007
charge
satisfied

NATIONWIDE BUILDING SOCIETY.

Created 22/07/1992Registered 29/07/1992Satisfied 19/10/2007
charge
satisfied

NATIONWIDE BUILDING SOCIETY

Created 02/07/1992Registered 14/07/1992Satisfied 05/01/1993
charge
satisfied

NATIONWIDE BUILDING SOCIETY

Created 19/06/1992Registered 30/06/1992Satisfied 19/10/2007
charge
satisfied

NATIONWIDE BUILDING SOCIETY

Created 12/05/1992Registered 19/05/1992Satisfied 19/10/2007
charge
satisfied

NATIONWIDE BUILDING SOCIETY

Created 09/03/1992Registered 20/03/1992Satisfied 19/10/2007
charge
satisfied

NATIONWIDE BUILDING SOCIETY

Created 09/03/1992Registered 20/03/1992Satisfied 09/05/1992
charge
satisfied

NATIONWIDE BUILDING SOCIETY

Created 12/02/1992Registered 14/02/1992Satisfied 16/11/2007
charge
satisfied

NATIONWIDE BUILDING SOCIETY

Created 05/02/1992Registered 10/02/1992Satisfied 19/10/2007
charge
satisfied

NATIONWIDE BUILDING SOCIETY

Created 04/02/1992Registered 10/02/1992Satisfied 19/10/2007
charge
satisfied

NATIONWIDE BUILDING SOCIETY

Created 17/01/1992Registered 23/01/1992Satisfied 09/05/1992
charge
satisfied

NATIONWIDE BUILDING SOCIETY

Created 13/01/1992Registered 18/01/1992Satisfied 19/10/2007
charge
satisfied

NATIONWIDE BUILDING SOCIETY

Created 08/01/1992Registered 09/01/1992Satisfied 19/10/2007
charge
satisfied

NATIONWIDE BUILDING SOCIETY

Created 12/12/1991Registered 19/12/1991Satisfied 19/10/2007
charge
satisfied

NATIONWIDE BUILDING SOCIETY

Created 12/12/1991Registered 19/12/1991Satisfied 19/10/2007
charge
satisfied

NATIONWIDE ANGLIA BUILDING SOCIETY

Created 21/11/1991Registered 23/11/1991Satisfied 19/10/2007
charge
satisfied

KLEINWORK BENSON LIMITED

Created 28/03/1991Registered 06/04/1991Satisfied 19/10/2007
charge
satisfied

KLEINWORT BENSON LIMITED

Created 21/12/1990Registered 08/01/1991Satisfied 19/10/2007
charge
satisfied

NATIONWIDE ANGLIA BUILDING SOCIETY

Created 28/04/1989Registered 17/05/1989Satisfied 16/11/2007
charge
satisfied

NATIONWIDE ANGLIA BUILDING SOCIETY

Created 10/05/1989Registered 11/05/1989Satisfied 16/11/2007

CompanyRankvs 54863+ SIC 41202 peers
22

Financial strength0th percentile among SIC peers · 0/25
Employees0th percentile among SIC peers · 0/15
LiquidityCurrent ratio 0.02× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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How is this score calculated?
Financial strength0/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees0/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the entity's ability to continue as a going concern for a period of at least 12 months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to going conce

Key FinancialsYear ending 31/03/2025

Turnover

£143k

Annual revenue

Net Worth

-£3.6M

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£3.6M

Working capital

Current Assets

£90k

Current Liabilities

£3.7M

Debtors

£90k

Cost of Sales

£11k

Gross Profit

£132k

Admin Expenses

£115k

Profit After Tax

£17k

Balance Sheet

Assets less current liabilities-£3.6M
Signed by M Hackett M Prince 6 November 2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent Ratio
20250.02

Derived from filed accounts. Not audited figures.