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Hovebay Limited

02349169

active
Private Limited Company
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
10/30
Financial
30/40
Risk
  • Current liabilities exceed current assets (-10)
  • 6 outstanding charges (-10)

Details

SHIRVAN, LOWESTOFT, NR32 5AN
Incorporated 17/02/1989

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68209
Other letting and operating of own or leased real estate

Officers

Mrs Sandra Jane Bareham

secretary · Since 17/02/1992

BRITISH · ENGLAND · Age 61

Also on 7 other boards

Mr Andrew Peter Gissing

director · Since 17/02/1992

CONSERVATORY ERECTOR

BRITISH · ENGLAND · Age 57

Also on 3 other boards

Mrs Sandra Jane Bareham

director · Since 19/09/2024

DIRECTOR

BRITISH · ENGLAND · Age 61

Also on 7 other boards

Mrs Karen Dawn Goddard

director · Since 19/09/2024

DIRECTOR

BRITISH · ENGLAND · Age 62

Also on 3 other boards

Persons with Significant Control

Mr Andrew Peter Gissing

25–50% shares

British · England · Age 57

Shirvan, Lowestoft, NR32 5AN

Notified 17/02/2017

Mrs Sandra Jane Bareham

25–50% shares

British · England · Age 61

Shirvan, Lowestoft, NR32 5AN

Notified 17/02/2017

Charges6 outstanding

charge
outstanding

CAPITAL HOME LOANS LIMITED

Created 24/04/2007Registered 04/05/2007
charge
outstanding

LLOYDS TSB BANK PLC

Created 05/07/2001Registered 11/07/2001
charge
satisfied

LLOYDS TSB BANK PLC

Created 05/07/2001Registered 11/07/2001Satisfied 21/11/2023
charge
outstanding

LLOYDS TSB BANK PLC

Created 05/07/2001Registered 11/07/2001
charge
satisfied

LLOYDS TSB BANK PLC

Created 05/07/2001Registered 11/07/2001Satisfied 21/11/2023
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 29/07/1999Registered 12/08/1999
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 11/11/1994Registered 16/11/1994
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 18/02/1992Registered 29/02/1992Satisfied 06/02/2004
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 24/11/1989Registered 12/12/1989

CompanyRankvs 32368+ SIC 68209 peers
59

Financial strength92th percentile among SIC peers · 23/25
Employees93th percentile among SIC peers · 14/15
LiquidityCurrent ratio 0.09× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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32368Hovebay Limited
69
How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 17/02/2025

Net Worth

£850k

Balance sheet strength

Cash

£31k

Cash in the bank

Net Current Assets

-£330k

Working capital

Current Assets

£33k

Current Liabilities

£363k

Fixed Assets

£1.4M

Debtors

£2k

3avg. employees+1

Balance Sheet

Assets less current liabilities£1.1M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.09+£431k
20240.12+£8k
20230.12—

Derived from filed accounts. Not audited figures.