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Specialist Cars Limited

02416408

active
ltd
england wales
Companies House
Health Score
79 / 100

Some Concerns

25/30
Filing
20/30
Financial
34/40
Risk
  • No accounts filed in last 18 months (-5)
  • Going concern doubt noted in accounts (-10)
  • 3 outstanding charges (-6)

Details

2 Penman Way, Grove Park, Leicester, LE19 1ST
Incorporated 23/08/1989

Previously known as

Padplug Limited · until 02/04/1990

Compliance

Last accounts

31/12/2024

dormant

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 12/08/2025

Due 26/08/2026

On track

Industry

45111
Sale of new cars and light motor vehicles

Officers

Simon Moorhouse

director · Since 13/07/2023

British · England · Age 52

John Cragg

director · Since 01/01/2025

British · United Kingdom · Age 59

Former

Henry Charles Yearley

director · Resigned 31/12/2003

Henry Charles Yearley

secretary · Resigned 31/12/2003

David Fawcitt

director · Resigned 05/02/2004

Simon Andrew Michell

director · Resigned 16/12/2009

Michael Jacob Donovan

director · Resigned 01/04/2022

Clive Martin Fletcher

director · Resigned 01/04/2022

Clive Michael James

secretary · Resigned 01/04/2022

Clive Michael James

director · Resigned 01/04/2022

Julian Lance Bourne

director · Resigned 01/04/2022

Adam Collinson

director · Resigned 14/07/2023

Darren Edwards

director · Resigned 01/01/2025

Persons with Significant Control

Specialist Cars Holdings Limited

75–100% shares
75–100% votes
Appoint directors

2, Penman Way, Leicester, LE19 1ST

Reg: 06047694 · Companies House · Private Limited Company

Notified 10/01/2017

Former PSCs

Mr Clive Martin Fletcher

Ceased 01/01/2022

Mr Michael Jacob Donovan

Ceased 01/01/2022

Charges3 outstanding

Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 11/04/2022Registered 19/04/2022
Charge
outstanding

NATWEST MARKETS PLC AS SECURITY AGENT

Created 11/04/2022Registered 19/04/2022
Charge
satisfied

BARCLAYS BANK PLC

Created 12/03/2020Registered 23/03/2020Satisfied 04/02/2021
charge
satisfied

BARCLAYS BANK PLC

Created 30/05/2008Registered 07/06/2008Satisfied 04/02/2021
charge
satisfied

BARCLAYS BANK PLC

Created 05/09/2007Registered 20/09/2007Satisfied 04/02/2021
charge
satisfied

BARCLAYS BANK PLC

Created 30/05/2006Registered 31/05/2006Satisfied 04/02/2021
charge
satisfied

BMW FINANCIAL SERVICES LIMITED

Created 03/12/2004Registered 08/12/2004Satisfied 16/02/2022
charge
satisfied

BARCLAYS BANK PLC

Created 02/01/2001Registered 11/01/2001Satisfied 04/02/2021
charge
satisfied

BARCLAYS BANK PLC

Created 05/02/1999Registered 16/02/1999Satisfied 04/02/2021
charge
satisfied

BMW FINANCE (GB) LIMITED

Created 23/12/1994Registered 11/01/1995Satisfied 31/05/2006
charge
satisfied

BMW FINANCE (GB) LIMITED

Created 14/01/1994Registered 21/01/1994Satisfied 31/05/2006
charge
satisfied

ALLIED TRUST BANK LIMITED

Created 23/03/1990Registered 05/04/1990Satisfied 18/12/1998
charge
satisfied

ALLIED TRUST BANK LIMITED

Created 23/03/1990Registered 05/04/1990Satisfied 24/12/1998
charge
outstanding

BMW FINANCE (GB) LIMITED

Created 23/03/1990Registered 27/03/1990

Change History

officer appointedCRAGG, John
2026-06-11
officer appointedMOORHOUSE, Simon
2026-06-11
statusactive
2026-06-11

Active

typeltd
2026-06-11

Private Limited Company

address line12 Penman Way
2026-06-11

2 PENMAN WAY

post townLeicester
2026-06-11

LEICESTER

CompanyRankvs 184+ SIC 45111 peers
66

Financial strength99th percentile among SIC peers · 25/25
Employees98th percentile among SIC peers · 15/15
LiquidityCurrent ratio 1.97× · 16/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to going concern are d

Key FinancialsYear ending 31/12/2021

Turnover

£112.1M

Annual revenue

Net Worth

£15.1M

Balance sheet strength

Cash

£613k

Cash in the bank

Profit Before Tax

£2.0M

Bottom line earnings

Net Current Assets

£14.6M

Working capital

Current Assets

£29.7M

Current Liabilities

£15.1M

Fixed Assets

£591k

Debtors

£14.8M

Cost of Sales

£103.7M

Gross Profit

£8.4M

Admin Expenses

£2.5M

Operating Profit

£2.1M

Profit After Tax

£1.7M

133avg. employees-26

Tax at Year End

Corp tax£233k
Dividends paid£1.0M

People Costs

Wages & salaries£5.8M
NI contributions£651k

Balance Sheet

Assets less current liabilities£15.2M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20211.97+£1.7M
20201.72+£342k
20191.64

Derived from filed accounts. Not audited figures.