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Photo Sales (U.K.) Limited

02422903

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
20/30
Financial
30/40
Risk
  • 11 outstanding charges (-10)

Details

GRANGE HOUSE, MIDHURST, GU29 9LS
Incorporated 14/09/1989

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

74209
Other photographic activities
96090
Other personal service activities

Officers

Mr Ross Lowman Laney

director · Since 14/09/1991

PHOTO TECHNICIAN

BRITISH · ENGLAND · Age 79

Also on 2 other boards

James Howard Raymond Waite

secretary · Since 10/10/2013

BRITISH

Elaine Laney

director · Since 31/01/2019

DIRECTOR

BRITISH · UNITED KINGDOM · Age 79

Persons with Significant Control

Elaine Laney

25–50% shares
25–50% votes

British · United Kingdom · Age 79

Grange House, Grange Road, Midhurst, GU29 9LS

Notified 06/04/2016

Mr Ross Lowman Laney

25–50% shares
25–50% votes

British · England · Age 79

Grange House, Grange Road, Midhurst, GU29 9LS

Notified 06/04/2016

Charges11 outstanding

Charge
outstanding

LLOYDS BANK PLC

Created 31/01/2014Registered 20/02/2014
Charge
outstanding

LLOYDS BANK PLC

Created 31/01/2014Registered 20/02/2014
charge
outstanding

CAPITAL HOME LOANS LIMITED

Created 18/11/2003Registered 03/12/2003
charge
outstanding

CAPITAL HOME LOANS LIMITED

Created 14/11/2003Registered 03/12/2003
charge
outstanding

CAPITAL HOME LOANS LIMITED

Created 03/10/2003Registered 15/10/2003
charge
outstanding

CAPITAL HOME LOANS LIMITED

Created 03/10/2003Registered 15/10/2003
charge
outstanding

LLOYDS BANK PLC

Created 19/05/1999Registered 28/05/1999
charge
outstanding

LLOYDS BANK PLC

Created 19/05/1999Registered 28/05/1999
charge
outstanding

LLOYDS BANK PLC

Created 19/05/1999Registered 28/05/1999
charge
outstanding

LLOYDS BANK PLC

Created 19/05/1999Registered 28/05/1999
charge
outstanding

LLOYDS BANK PLC

Created 10/02/1998Registered 21/02/1998

CompanyRankvs 850+ SIC 74209 peers
58

Financial strength100th percentile among SIC peers · 25/25
Employees75th percentile among SIC peers · 11/15
LiquidityCurrent ratio 0.26× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees11/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2025

Net Worth

£2.2M

Balance sheet strength

Cash

£9k

Cash in the bank

Net Current Assets

-£28k

Working capital

Current Assets

£10k

Current Liabilities

£37k

Fixed Assets

£2.5M

Debtors

£280

2avg. employees

Balance Sheet

Assets less current liabilities£2.5M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.26+£94k
20240.12+£109k
20230.36

Derived from filed accounts. Not audited figures.