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Howard And Palmer Limited

02452113

active
Private Limited Company
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

UNIT 4 CASTELL CLOSE, SWANSEA, SA7 9FH
Incorporated 13/12/1989

Compliance

Last accounts

31/12/2024

micro entity

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 27/12/2025

Due 10/01/2027

On track

Industry

47250
Retail sale of beverages in specialised stores

Officers

Mr Christopher Stephen Racey

director · Since 13/12/1989

COMPANY DIRECTOR

BRITISH · WALES · Age 68

Also on 30 other boards

Mrs Jacqueline Mary Racey

director · Since 01/03/2012

COMPANY DIRECTOR

BRITISH · WALES · Age 71

Also on 8 other boards

Persons with Significant Control

Mr Christopher Stephen Racey

ownership-of-shares-25-to-50-percent-as-trust

British · Wales · Age 68

Unit 4, Castell Close, Swansea, SA7 9FH

Notified 06/02/2025

Mrs Jacqueline Mary Racey

ownership-of-shares-25-to-50-percent-as-trust

British · Wales · Age 71

Unit 4, Castell Close, Swansea, SA7 9FH

Notified 01/05/2025

Former PSCs

Stephar (Uk) Limited

Ceased 30/11/2018

Mrs Jacqueline Mary Racey

Ceased 06/02/2025

Charges0 outstanding

charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 23/04/2009Registered 06/05/2009Satisfied 21/02/2018
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 23/04/2009Registered 06/05/2009Satisfied 21/02/2018
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 23/04/2009Registered 06/05/2009Satisfied 21/02/2018
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 23/04/2009Registered 06/05/2009Satisfied 21/02/2018
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 23/04/2009Registered 06/05/2009Satisfied 21/02/2018
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 23/04/2009Registered 06/05/2009Satisfied 14/12/2015
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 08/10/2008Registered 15/10/2008Satisfied 29/06/2016
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 08/10/2008Registered 15/10/2008Satisfied 01/07/2016
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 08/10/2008Registered 15/10/2008Satisfied 24/02/2018
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 11/05/2006Registered 16/05/2006Satisfied 24/02/2018
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 18/03/2002Registered 21/03/2002Satisfied 21/02/2018
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 25/09/2000Registered 29/09/2000Satisfied 21/02/2018
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 31/08/2000Registered 06/09/2000Satisfied 21/02/2018
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 25/04/2000Registered 27/04/2000Satisfied 21/02/2018
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 25/04/2000Registered 27/04/2000Satisfied 21/02/2018
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 14/08/1998Registered 25/08/1998Satisfied 21/02/2018
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 31/03/1998Registered 07/04/1998Satisfied 21/02/2018
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 12/01/1998Registered 23/01/1998Satisfied 21/02/2018
charge
satisfied

THE TRUSTEES OF THE RACEY GROUP DIRECTORS PENSION SCHEME

Created 23/10/1995Registered 28/10/1995Satisfied 21/02/2018
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 21/09/1995Registered 04/10/1995Satisfied 23/04/1997
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 21/09/1995Registered 04/10/1995Satisfied 21/02/2018
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 21/09/1995Registered 04/10/1995Satisfied 21/02/2018
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 21/09/1995Registered 04/10/1995Satisfied 21/02/2018
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 21/09/1995Registered 04/10/1995Satisfied 21/02/2018
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 19/07/1993Registered 23/07/1993Satisfied 21/02/2018
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 19/07/1993Registered 23/07/1993Satisfied 21/02/2018
charge
satisfied

NATIONAL WESTMINSTER BANK PLC.

Created 19/08/1992Registered 26/08/1992Satisfied 21/02/2018
charge
satisfied

NATIONAL WESTMINSTER BANK PLC.

Created 19/08/1992Registered 26/08/1992Satisfied 21/02/2018
charge
satisfied

NATIONAL WESTMINSTER BANK PLC.

Created 19/08/1992Registered 26/08/1992Satisfied 21/02/2018
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 31/07/1992Registered 01/08/1992Satisfied 22/06/2016
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 28/02/1992Registered 17/03/1992Satisfied 24/02/2018
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 28/02/1992Registered 17/03/1992Satisfied 21/02/2018
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 28/02/1992Registered 17/03/1992Satisfied 21/02/2018
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 28/02/1992Registered 17/03/1992Satisfied 21/02/2018
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 28/02/1992Registered 17/03/1992Satisfied 21/02/2018
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 28/02/1992Registered 17/03/1992Satisfied 21/02/2018
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 28/02/1992Registered 17/03/1992Satisfied 21/02/2018
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 28/02/1992Registered 17/03/1992Satisfied 21/02/2018
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 28/02/1992Registered 17/03/1992Satisfied 21/02/2018
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 28/02/1992Registered 17/03/1992Satisfied 21/02/2018
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 28/02/1992Registered 17/03/1992Satisfied 21/02/2018
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 28/02/1992Registered 17/03/1992Satisfied 21/02/2018
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 28/02/1992Registered 17/03/1992Satisfied 21/02/2018
charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC.

Created 05/10/1990Registered 12/10/1990Satisfied 23/04/1997

CompanyRankvs 421+ SIC 47250 peers
71

Financial strength72th percentile among SIC peers · 18/25
Employees75th percentile among SIC peers · 11/15
LiquidityCurrent ratio 1.02× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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421Howard And Palmer Limited
71
How is this score calculated?
Financial strength18/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees11/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£18k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£18k

Working capital

Current Assets

£1.1M

Current Liabilities

£1.1M

5avg. employees

Balance Sheet

Assets less current liabilities£18k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20241.02-£59k
20231.08+£41k
20221.05-£69k
20211.17-£27k
20201.27-£219k
20193.69+£677k
20189.48-£3.3M
201788.93—

Derived from filed accounts. Not audited figures.