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Credit Management Resources Limited

02462063

active
Private Limited Company
Companies House
Health Score
88 / 100

Healthy

30/30
Filing
20/30
Financial
38/40
Risk
  • 1 outstanding charge (-2)

Details

66 THE AVENUE, TADWORTH, KT20 5DE
Incorporated 22/01/1990

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68209
Other letting and operating of own or leased real estate

Officers

Mr Christian Raphael Hoy

director · Since 22/01/1992

DIRECTOR

BRITISH · ENGLAND · Age 67

Also on 12 other boards

Mrs Kim Belinda Hoy

director · Since 01/07/2021

HOUSEWIFE

BRITISH · ENGLAND · Age 66

Also on 7 other boards

Persons with Significant Control

Mr Christian Raphael Hoy

Significant control

British · England · Age 67

66, The Avenue, Tadworth, KT20 5DE

Notified 06/04/2016

Charges1 outstanding

Charge
outstanding

GODIVA MORTGAGES LIMITED

Created 16/10/2025Registered 17/10/2025

CompanyRankvs 38223+ SIC 68209 peers
57

Financial strength92th percentile among SIC peers · 23/25
Employees77th percentile among SIC peers · 12/15
LiquidityCurrent ratio 0.16× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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38223Credit Management Resources Limited
67
How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£845k

Balance sheet strength

Cash

£19k

Cash in the bank

Net Current Assets

-£118k

Working capital

Current Assets

£22k

Current Liabilities

£140k

Fixed Assets

£2.6M

Debtors

£3k

2avg. employees

Tax at Year End(2023)

Corp tax£18k

Director Loans(2023)

Company owes directors£117k

Balance Sheet

Assets less current liabilities£2.5M
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent RatioImplied Profit
20240.16+£60k
20230.18+£63k
20220.25+£26k
20210.15+£36k
20201.06+£70k
20193.18—

Derived from filed accounts. Not audited figures.