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South West Investment Group Limited

02463497

active
PRI/LTD BY GUAR/NSC (Private, limited by guarantee, no share capital)
england wales
Companies House
Health Score
75 / 100

Some Concerns

25/30
Filing
10/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)

Details

LOWENA HOUSE GLENTHORNE COURT, TRURO, TR4 9NY
Incorporated 26/01/1990

Compliance

Last accounts

31/03/2025

group

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 26/01/2026

Due 09/02/2027

On track

Industry

64999
Other financial service activities

Officers

Nicola Louise Pooley

secretary · Since 24/03/2003

British

Christine Helen Allison

director · Since 31/03/2021

British

William Richard Baker

director · Since 26/09/2022

British

David Ian Brown

director · Since 26/09/2022

British

David James Mccarthy

director · Since 01/05/2025

British

Harry Andrew Partington

director · Since 01/05/2025

British

Carmen Peacock

director · Since 01/05/2025

British

Rebecca Lee Pritchard

director · Since 26/09/2022

British

Gonzalo Alonso Trujillo

director · Since 01/05/2025

British

Former

John David Cooper

secretary · Resigned 12/12/1995

Ian Munro Kennaway

secretary · Resigned 24/03/2003

William Moyle Bawden

director · Resigned 03/03/1999

David Paul Beaumont

director · Resigned 31/12/2024

David Paul Beaumont

director · Resigned 05/03/2022

John Richard Berry

director · Resigned 18/03/2009

David George Bird

director · Resigned 26/09/2022

Alexandra Audrey Burley

director · Resigned 24/10/2016

Christopher Charles Butters

director · Resigned 06/05/2025

Glenn Kevin Caplin

director · Resigned 23/01/2023

William Kim Conchie

director · Resigned 26/09/2022

Richard George Coombs

director · Resigned 23/07/2023

Valerie Ann Cox

director · Resigned 29/01/1998

Paul Whiteley Davidson

director · Resigned 18/01/2007

Elaine Lesley De Trafford

director · Resigned 25/02/2021

Peter Winston Gordon Duguid

director · Resigned 26/09/2025

Frederick Potter Elliott

director · Resigned 28/02/2007

Robert Adam Fry

director · Resigned 20/08/2008

Mark John Charles Heller

director · Resigned 26/09/2022

Robert Enys Hichens

director · Resigned 14/12/2012

Ernest George Hoare

director · Resigned 01/05/1996

Peter William Kirby

director · Resigned 11/05/2004

Andrew John Lightfoot

director · Resigned 11/06/2015

Colin Lomax

director · Resigned 27/06/2002

Ian Alexander Macdougall

director · Resigned 03/01/2013

Geoffrey Rohald Mannell

director · Resigned 28/07/1997

Mark Royston Marriott

director · Resigned 02/02/2009

Janet Elizabeth Mccarthy

director · Resigned 01/12/2005

Malachy Andrew Conleth Mcreynolds

director · Resigned 31/03/2021

Brinley Morris

director · Resigned 29/09/2000

David John Owen

director · Resigned 08/02/2019

John Paul Perraton

director · Resigned 08/01/1997

James Marshall Philp

director · Resigned 04/08/1993

Michael Ernest Puzey

director · Resigned 19/09/1996

David Charles Savill

director · Resigned 07/12/2016

Albert Frederick Thomas Simmons

director · Resigned 11/01/1993

Paul Ronald Smith

director · Resigned 30/07/1994

Stephen William Smith

director · Resigned 27/06/2002

Susan Smith

director · Resigned 16/12/2003

Robert Stone

director · Resigned 08/04/1994

Graeme Martin Tregay

director · Resigned 23/04/1996

CompanyRankvs 100+ SIC 64999 peers
80

Financial strength99th percentile among SIC peers · 25/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 7.32× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the group and parent company's ability to continue as a going concern for a period of at least twelve months from when the original financial statements were authorised for issue. Our responsibilities and the responsibilities of the directors with respect

Key FinancialsYear ending 31/03/2024

Turnover

£2.9M

Annual revenue

Net Worth

£10.4M

Balance sheet strength

Cash

£5.1M

Cash in the bank

Profit Before Tax

£318k

Bottom line earnings

Net Current Assets

£17.5M

Working capital

Current Assets

£20.3M

Current Liabilities

£2.8M

Fixed Assets

£32k

Debtors

£387k

Cost of Sales

£614k

Gross Profit

£2.3M

Admin Expenses

£1.1M

Operating Profit

£1.2M

Profit After Tax

£365k

26avg. employees+1

Balance Sheet

Intangible assets£23k
Bank loans & overdrafts£2.7M
Assets less current liabilities£17.5M
Prepared with Digita Accounts Production Advanced

EstimatesDerived

YearCurrent RatioImplied Profit
20247.32+£365k
202314.97

Derived from filed accounts. Not audited figures.