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Direct Life And Pension Services Limited

02467691

active
Private Limited Company
england wales
Companies House
Health Score
73 / 100

Some Concerns

25/30
Filing
10/30
Financial
38/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)
  • 1 outstanding charge (-2)

Details

HOWARD HOUSE 3 ST. MARYS COURT, YORK, YO24 1AH
Incorporated 06/02/1990

Compliance

Last accounts

31/12/2024

full

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 06/02/2026

Due 20/02/2027

On track

Industry

66220
Activities of insurance agents and brokers
82990
Other business support service activities

Officers

Mr Richard James Howells

director · Since 13/12/2023

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 54

Also on 14 other boards

Miss Deborah Ann Fish

secretary · Since 27/01/2025

Ms Emma Louise Hollingworth

director · Since 19/05/2025

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 48

Also on 2 other boards

Persons with Significant Control

Direct Life Quote Holdings Limited

75–100% shares

Howard House, St. Marys Court, York, YO24 1AH

Notified 31/10/2016

Charges1 outstanding

Charge
outstanding

LSL PROPERTY SERVICES PLC

Created 02/12/2022Registered 09/12/2022
charge
satisfied

BARCLAYS BANK PLC

Created 18/02/1999Registered 25/02/1999Satisfied 29/11/2007

CompanyRankvs 20+ SIC 66220 peers
69

Financial strength96th percentile among SIC peers · 24/25
Employees100th percentile among SIC peers · 15/15
LiquidityCurrent ratio 3.22× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to going concern are d

Key FinancialsYear ending 31/12/2020

Turnover

£13.3M

Annual revenue

Net Worth

£1.1M

Balance sheet strength

Cash

£1.4M

Cash in the bank

Profit Before Tax

£180k

Bottom line earnings

Net Current Assets

£1.4M

Working capital

Current Assets

£2.0M

Current Liabilities

£633k

Fixed Assets

£102k

Debtors

£657k

Cost of Sales

£9.5M

Gross Profit

£3.8M

Admin Expenses

£3.7M

Operating Profit

£180k

Profit After Tax

£186k

116avg. employees

Tax at Year End

Dividends paid£138k

People Costs

Wages & salaries£2.6M
NI contributions£187k

Balance Sheet

Assets less current liabilities£1.5M
Prepared with Caseware UK (AP4) 2020.0.247

EstimatesDerived

YearCurrent Ratio
20203.22

Derived from filed accounts. Not audited figures.