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M & J (Europe) Limited

02559840

active
Private Limited Company
england wales
Companies House
Health Score
81 / 100

Healthy

25/30
Filing
20/30
Financial
36/40
Risk
  • No accounts filed in last 18 months (-5)
  • 2 outstanding charges (-4)

Details

UNIT 28 TAFARNAUBACH INDUSTRIAL ESTATE, TREDEGAR, NP22 3AA
Incorporated 19/11/1990

Compliance

Last accounts

31/12/2024

total exemption full

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 17/10/2025

Due 31/10/2026

On track

Industry

28220
Manufacture of lifting and handling equipment

Officers

Mr Michael William Garland

director · Since 19/11/1991

COMPANY DIRECTOR & ENG CONSULT

BRITISH · WALES · Age 79

Also on 6 other boards

Mr Christopher Michael Garland

director · Since 15/11/2017

DIRECTOR

BRITISH · WALES · Age 54

Also on 4 other boards

Former

Mr Max Elliott Christopher Garland

director · Resigned 30/06/2026

Persons with Significant Control

M & J Consultancy And Management Ltd

75–100% shares

Unit 28, Tafarnaubach Industrial Estate, Tredegar, NP22 3AA

Notified 20/10/2017

Former PSCs

Mr Michael William Garland

Ceased 20/10/2017

Charges2 outstanding

Charge
outstanding

LLOYDS BANK COMMERCIAL FINANCE LIMITED

Created 24/08/2023Registered 29/08/2023
Charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 10/01/2023Registered 17/01/2023Satisfied 24/08/2023
Charge
satisfied

DBW INVESTMENTS (14) LIMITED

Created 29/03/2022Registered 01/04/2022Satisfied 01/08/2023
Charge
outstanding

LLOYDS BANK PLC

Created 02/10/2019Registered 02/10/2019
Charge
satisfied

HSBC BANK PLC

Created 12/05/2015Registered 13/05/2015Satisfied 10/01/2022

CompanyRankvs 119+ SIC 28220 peers
68

Financial strength86th percentile among SIC peers · 22/25
Employees92th percentile among SIC peers · 14/15
LiquidityCurrent ratio 1.18× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£1.8M

Balance sheet strength

Cash

£42k

Cash in the bank

Net Current Assets

£555k

Working capital

Current Assets

£3.7M

Current Liabilities

£3.1M

Fixed Assets

£3.5M

Debtors

£1.8M

40avg. employees+9

Balance Sheet

Intangible assets£104k
Bank loans & overdrafts£181k
Assets less current liabilities£4.1M
Prepared with Caseware UK (AP4) 2024.0.164

EstimatesDerived

YearCurrent RatioImplied Profit
20241.18+£404k
20231.23

Derived from filed accounts. Not audited figures.