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Swift Surfacing Limited

02605375

active
ltd
england wales
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Negative net worth (-10)
  • 1 outstanding charge (-2)

Details

Unit 3 Europa House, Pivington Mill, Pluckley, TN27 0PG
Incorporated 26/04/1991

Compliance

Last accounts

30/04/2025

micro entity

Next accounts due

31/01/2027

On track

Confirmation statement

Last: 26/04/2026

Due 10/05/2027

On track

Industry

42990
Construction of other civil engineering projects

Officers

Simon Joseph Luddon

director · Since 26/04/1991

British · United Kingdom · Age 62

Former

Martyn Glyn Luddon

secretary · Resigned 18/11/2015

Martyn Glyn Luddon

director · Resigned 18/11/2015

Persons with Significant Control

Mr Simon Joseph Luddon

75–100% shares
75–100% votes
Appoint directors

British · United Kingdom · Age 62

Unit 3, Europa House, Pluckley, TN27 0PG

Notified 26/04/2017

Charges1 outstanding

charge
outstanding

LLOYDS BANK PLC

Created 19/02/1996Registered 22/02/1996

Change History

status → active
2026-06-11

Active

type → ltd
2026-06-11

Private Limited Company

address line1 → Unit 3 Europa House
2026-06-11

UNIT 3 EUROPA HOUSE

post town → Pluckley
2026-06-11

PLUCKLEY

CompanyRankvs 9178+ SIC 42990 peers
34

Financial strength1th percentile among SIC peers · 0/25
Employees82th percentile among SIC peers · 12/15
LiquidityCurrent ratio 0.25× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength0/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/04/2025

Net Worth

-£245k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

-£215k

Working capital

Current Assets

£72k

Current Liabilities

£289k

Fixed Assets

-£24

4avg. employees

Balance Sheet

Assets less current liabilities-£215k
Prepared with BTCSoftware AP Solution 2025 12.2.02

EstimatesDerived

YearCurrent RatioImplied Profit
20250.25-£64k
20240.41-£76k
20230.69—

Derived from filed accounts. Not audited figures.