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M & N Wholesalers Limited

02643978

active
Private Limited Company
england wales
Companies House
Health Score
76 / 100

Some Concerns

30/30
Filing
10/30
Financial
36/40
Risk
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

NO 4 CASTLE COURT 2, DUDLEY, DY1 4RH
Incorporated 09/09/1991

Compliance

Last accounts

30/06/2025

total exemption full

Next accounts due

31/03/2027

On track

Confirmation statement

Last: 09/09/2025

Due 23/09/2026

On track

Industry

68201
Renting and operating of Housing Association real estate

Officers

Mr Michael Edward Finn

secretary · Since 09/09/1991

FINANCILA ADVISOR

BRITISH · ENGLAND · Age 70

Also on 9 other boards

Mr Michael Edward Finn

director · Since 09/09/1991

FINANCIAL ADVISOR

BRITISH · ENGLAND · Age 70

Also on 9 other boards

Terence Frank Rochelle

director · Since 10/08/1992

CO DIRECTOR

BRITISH · UNITED KINGDOM · Age 73

Persons with Significant Control

Ms Carol Finn

25–50% shares
25–50% votes

British · England · Age 67

Broad Oaks, Highland Ridge, Halesowen, B62 8PH

Notified 06/04/2016

Terence Frank Rochelle

25–50% shares
25–50% votes

British · United Kingdom · Age 73

35, Dagger Lane, West Bromwich, B71 4BT

Notified 06/04/2016

Charges2 outstanding

Charge
outstanding

ALLICA BANK LIMITED

Created 22/11/2022Registered 28/11/2022
Charge
outstanding

ALLICA BANK LIMITED

Created 22/11/2022Registered 28/11/2022
Charge
satisfied

SVENSKA HANDELSBANKEN AB (PUBL)

Created 19/11/2015Registered 04/12/2015Satisfied 30/11/2022
Charge
satisfied

SVENSKA HANDELSBANKEN AB (PUBL)

Created 19/11/2015Registered 04/12/2015Satisfied 30/11/2022
charge
satisfied

HSBC BANK PLC

Created 27/06/2008Registered 01/07/2008Satisfied 01/12/2015
charge
satisfied

HSBC BANK PLC

Created 02/11/2000Registered 10/11/2000Satisfied 01/12/2015
charge
satisfied

MIDLAND BANK PLC

Created 09/10/1992Registered 12/10/1992Satisfied 01/12/2015
charge
satisfied

MIDLAND BANK PLC

Created 09/10/1992Registered 12/10/1992Satisfied 01/12/2015
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 04/03/1992Registered 24/03/1992Satisfied 02/04/1994

CompanyRankvs 3528+ SIC 68201 peers
47

Financial strength86th percentile among SIC peers · 22/25
Employees20th percentile among SIC peers · 3/15
LiquidityCurrent ratio 0.41× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2025

Net Worth

£130k

Balance sheet strength

Cash

£145

Cash in the bank

Net Current Assets

-£203k

Working capital

Current Assets

£141k

Current Liabilities

£344k

Fixed Assets

£659k

Debtors

£141k

0avg. employees

Tax at Year End

Corp tax£11k

Balance Sheet

Assets less current liabilities£456k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20250.41+£0
20250.41-£4k
20240.43-£7k
20230.46-£24k
20220.00+£56k
20210.08+£18k
20200.06+£12k
2019+£8k

Derived from filed accounts. Not audited figures.