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Future Garments Limited

02690536

active
Private Limited Company
england wales
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)
  • 1 outstanding charge (-2)

Details

AQUA HOUSE, BUTTRESS WAY, WARLEY, B66 3DL
Incorporated 25/02/1992

Compliance

Last accounts

29/05/2025

medium

Next accounts due

28/02/2027

On track

Confirmation statement

Last: 25/02/2026

Due 11/03/2027

On track

Industry

14120
Manufacture of workwear
46420
Wholesale of clothing and footwear
47990
Other retail sale not in stores, stalls or markets

Officers

Mr. Kuldip Singh Palak

secretary · Since 25/02/1993

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 64

Also on 21 other boards

Mr Hardip Singh Palak

director · Since 25/02/1993

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 59

Also on 15 other boards

Mr. Kuldip Singh Palak

director · Since 25/02/1993

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 64

Also on 21 other boards

Persons with Significant Control

Aqua Holdings Limited

75–100% shares
75–100% votes

Aqua House, Buttress Way, Smethwick, B66 3DL

Reg: 02996703 · Registered Office · Limited Company

Notified 07/04/2021

Former PSCs

Mr. Kuldip Singh Palak

Ceased 07/04/2021

Charges1 outstanding

Charge
outstanding

LLOYDS BANK PLC

Created 29/09/2021Registered 29/09/2021
charge
satisfied

SVENSKA HANDELSBANKEN AB (PUBL)

Created 10/10/2008Registered 15/10/2008Satisfied 08/11/2016
charge
satisfied

SVENSKA HANDELSBANKEN AB (PUBL)

Created 16/05/2007Registered 24/05/2007Satisfied 06/10/2022
charge
satisfied

KULDIP SINGH PALAK AND HARDIP DINGH PALAK TRADING AS PALAK ESTATES

Created 02/11/2005Registered 08/11/2005Satisfied 06/10/2022
charge
satisfied

SVENSKA HANDELSBANKEN AB (PUBL)

Created 17/10/2005Registered 19/10/2005Satisfied 20/12/2007
charge
satisfied

BIBBY FINANCIAL SERVICES AS SECURITY TRUSTEE

Created 10/10/2005Registered 12/10/2005Satisfied 20/12/2007
charge
satisfied

HSBC BANK PLC

Created 07/06/2001Registered 16/06/2001Satisfied 20/12/2007
charge
satisfied

BARCLAYS BANK PLC

Created 17/08/1995Registered 23/08/1995Satisfied 26/10/2005

CompanyRankvs 42+ SIC 14120 peers
61

Financial strength62th percentile among SIC peers · 16/25
Employees98th percentile among SIC peers · 15/15
LiquidityCurrent ratio 2.75× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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How is this score calculated?
Financial strength16/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to going co

Key FinancialsYear ending 29/05/2025

Turnover

£9.7M

Annual revenue

Net Worth

£13k

Balance sheet strength

Cash

£1.9M

Cash in the bank

Profit Before Tax

£260k

Bottom line earnings

Net Current Assets

£8.5M

Working capital

Current Assets

£13.3M

Current Liabilities

£4.8M

Fixed Assets

£123k

Debtors

£9.5M

Cost of Sales

£7.2M

Gross Profit

£2.5M

Admin Expenses

£2.4M

Operating Profit

£260k

Profit After Tax

£197k

44avg. employees

Tax at Year End

Corp tax£94k
Dividends paid£75k

People Costs

Wages & salaries£1.2M
NI contributions£115k

Balance Sheet

Assets less current liabilities£8.6M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20252.75+£0
20252.75-£8.5M
20242.71+£40k
20233.49+£126k
20223.64-£93k
20213.30+£691k
20204.88+£1.1M
20194.29+£529k
20184.56

Derived from filed accounts. Not audited figures.