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Western Life Limited

02721674

active
Private Limited Company
Companies House
Health Score
77 / 100

Some Concerns

25/30
Filing
20/30
Financial
32/40
Risk
  • No accounts filed in last 18 months (-5)
  • 4 outstanding charges (-8)

Details

ASHLEY MOOR HALL, LUDLOW, SY8 4JJ
Incorporated 09/06/1992

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

01500
Mixed farming
68100
Buying and selling of own real estate

Officers

Mr David Gordon Summerfield

secretary · Since 17/07/1992

DIRECTOR/PROPERTY CONSULTANT

BRITISH · UNITED KINGDOM · Age 60

Also on 73 other boards

Mrs Helen Elizabeth Ann Noble Summerfield

director · Since 17/07/1992

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 59

Mr David Gordon Summerfield

director · Since 17/07/1992

DIRECTOR/PROPERTY CONSULTANT

BRITISH · UNITED KINGDOM · Age 60

Also on 73 other boards

Persons with Significant Control

Mr David Gordon Summerfield

Significant control

British · United Kingdom · Age 60

Ashley Moor Hall, Orleton, Ludlow, SY8 4JJ

Notified 06/04/2016

Charges4 outstanding

charge
outstanding

NORWICH UNION MORTGAGE FINANCE LIMITED

Created 04/11/1996Registered 08/11/1996
charge
outstanding

NORWICH UNION MORTGAGE FINANCE LIMITED

Created 01/12/1993Registered 04/12/1993
charge
outstanding

NORWICH UNION MORTGAGE FINANCE LIMITED

Created 01/12/1993Registered 04/12/1993
charge
outstanding

NORWICH UNION MORTGAGE FINANCE LIMITED

Created 28/08/1992Registered 18/09/1992

CompanyRankvs 9550+ SIC 01500 peers
65

Financial strength92th percentile among SIC peers · 23/25
Employees11th percentile among SIC peers · 2/15
LiquidityCurrent ratio 2.34× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2024

Net Worth

£2.5M

Balance sheet strength

Cash

£13k

Cash in the bank

Net Current Assets

£1.5M

Working capital

Current Assets

£2.7M

Current Liabilities

£1.1M

Fixed Assets

£1.0M

Debtors

£2.4M

0avg. employees

Tax at Year End

Corp tax£38k

Director Loans

Company owes directors£933k

Balance Sheet

Intangible assets£48k
Assets less current liabilities£2.5M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20242.34+£186k
20231.88+£337k
20221.70+£309k
20211.58
20201.44
20191.40+£55k
20181.26

Derived from filed accounts. Not audited figures.