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Credit Management Training Limited

02758558

active
Private Limited Company
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
0/30
Financial
40/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)

Details

1148A STRATFORD ROAD, BIRMINGHAM, B28 8AF
Incorporated 23/10/1992

Compliance

Last accounts

31/12/2024

total exemption full

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 23/10/2025

Due 06/11/2026

On track

Industry

70229
Management consultancy activities

Officers

Mr Stephen George Savva

director · Since 02/11/1992

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 71

Also on 12 other boards

Persons with Significant Control

Mr Stephen George Savva

75–100% shares

British · England · Age 71

1148a, Stratford Road, Birmingham, B28 8AF

Notified 01/10/2016

Charges0 outstanding

charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 18/06/2010Registered 24/06/2010

CompanyRankvs 116536+ SIC 70229 peers
44

Financial strength4th percentile among SIC peers · 1/25
Employees74th percentile among SIC peers · 11/15
LiquidityCurrent ratio 0.4× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength1/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees11/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

-£29k

Balance sheet strength

Cash

£1k

Cash in the bank

Net Current Assets

-£28k

Working capital

Current Assets

£19k

Current Liabilities

£47k

Debtors

£18k

2avg. employees

Balance Sheet

Intangible assets£1
Bank loans & overdrafts£1k
Assets less current liabilities-£28k
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent RatioImplied Profit
20240.40+£7k
20230.26-£6k
20220.44-£16k
20210.23+£9k
20200.02-£16k
20190.21
20180.38
20170.16

Derived from filed accounts. Not audited figures.