Stef Concepts Limited

Close Invoice Finance Limited

By way of fixed charge all book debts and other debts and by way of floating charge all the book debts and other debts of the company which are not charged hereunder by way of fixed charge.

All monies due or to become due from the company to the chargee

Isis Factors PLC

By way of specific charge all book and other debts owing to the company together with the full benefit of all guarantees securities and indemnities in respect thereof and all liens reservations of title rights of tracing and other rights enabling the company to enforce any such debts or claims purchased or purported to be purchased by isis pursuant to the factoring agreement to the extent that such debts fail to vest effectively in isis for any reason together with those book and other debts now or hereafter owing to the company which were not purchased or purported to be purchased by isis pursuant to the factoring agreement to the extent that such debts fail to vest effectively in isis for any reason together with those book and other debts now or hereafter owing to the company which were not purchased or purported to be purchased by isis pursuant to the factoring agreement and the benefit of all security for the same and all interest (if any) due or which becomes due on such debts.

All monies due or to become due from the company to the chargee under the terms of the aforementioned instrument creating or evidencing the charge

Midland Bank PLC

Fixed and floating charges over the undertaking and all property and assets present and future including uncalled capital goodwill bookdebts and patents.

All monies due or to become due from the company to the chargee on any account whatsoever

Eric George Fenner and David Roy Daines

Floating charge over plant and machinery.

£35,250.00 due from the company to the chargee.