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Answerpak Limited

02773933

active
Private Limited Company
Companies House
Health Score
82 / 100

Healthy

30/30
Filing
20/30
Financial
32/40
Risk
  • 4 outstanding charges (-8)

Details

ROOM 73, WREST HOUSE WREST PARK, BEDFORD, MK45 4HR
Incorporated 15/12/1992

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

46900
Non-specialised wholesale trade

Officers

Mr Derek John Ratcliffe

director · Since 22/01/1993

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 85

Also on 8 other boards

Laurence Newman

director · Since 05/02/1993

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 72

Also on 1 other board

Persons with Significant Control

Mr Derek John Ratcliffe

75–100% shares

British · England · Age 85

Room 73, Wrest House, Wrest Park, Bedford, MK45 4HR

Notified 06/04/2016

Charges4 outstanding

charge
outstanding

BARCLAYS BANK PLC

Created 13/05/2009Registered 23/05/2009
charge
outstanding

BARCLAYS BANK PLC

Created 24/11/2004Registered 01/12/2004
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 28/11/1997Registered 17/12/1997
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 06/04/1993Registered 14/04/1993

CompanyRankvs 9037+ SIC 46900 peers
46

Financial strength68th percentile among SIC peers · 17/25
Employees48th percentile among SIC peers · 7/15
LiquidityCurrent ratio 0.31× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength17/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees7/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/05/2025

Net Worth

£16k

Balance sheet strength

Cash

£4k

Cash in the bank

Net Current Assets

-£188k

Working capital

Current Assets

£86k

Current Liabilities

£274k

Fixed Assets

£212k

Debtors

£27k

1avg. employees

Balance Sheet

Assets less current liabilities£24k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.31+£0
20250.31+£623
20240.33-£15k
20230.36-£570
20220.75-£607
20200.75+£2k
20190.69+£698
20180.66

Derived from filed accounts. Not audited figures.